Erie County and Lancaster Town property record for 415 Aurora St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,625 sqft · built 1890 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,800 (May 2010) |
| Tax Bill | $5,279 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 115.14-8-4.2 |
| Primary APN | 145289 115.14-8-4.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Upper Floors Area | 625 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 230 ft deep x 123 ft wide |
| Garage Type | Mixed |
| Garage Area | 968 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 AURORA ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE BUFFALO CREEK RESERVATION |
| Legal Block | 8 |
| Legal Lot Number | 4.200 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14207 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 AURORA ST, LANCASTER, NY 14086-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA |
| Jul 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2010 · Amount on Record |
| Deed Sale | May 28, 2010 · Amount on Record |
| Prior Sale | Mar 12, 2009 · Amount on Record |
| Deed Document Number | 201094241 |
| Deed Book / Page | 11182 / 6240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 415 AURORA ST, LANCASTER, NY 14086-2900 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 415 AURORA ST, LANCASTER, NY 14086-2900 |
| Document Number | 0140055373 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 14005/5373 |
| Instrument | 2021142838 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14210 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 415 AURORA ST, LANCASTER, NY 14086-2900 |
| Document Number | 0139664713 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 AURORA ST LANCASTER NY 140862900, LANCASTER, NY 14086-2900 |
| Document Number | 0139664713 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 013966/004713 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 19, 2040 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,279.00 (+2.19%) Homeowner's exemption | ||
| 2025 | $5,166.00 (+2.01%) | $176,000 (-) Land $44,500 Building $131,500 | $275,000 (+12.52%) Land $69,531 Building $205,469 |
| 2024 | $5,064.00 Homeowner's exemption | $176,000 (-) Land $44,500 Building $131,500 | $244,400 (+4.13%) Land $61,794 Building $182,606 |
| 2023 | Homeowner's exemption | $176,000 Land $44,500 Building $131,500 | $234,700 Land $59,342 Building $175,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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