415 Arabela Ct, Morgantown, WV 26508 Property Records

Monongalia County property record for 415 Arabela Ct, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,852 sqft · built 2007
Lot Size	0.123 acres (5,401 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Sep 2018)
Tax Bill	$1,445 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-22C-0030.0000`

Property Details

APN / Parcel Number

Primary APN	`18-22C-0030.0000`
Alternative APN	`31-18-22C-0030.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	968 sqft
Family Room	Family Room

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,401 sqft (0.123 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 ARABELA CT
City	MORGANTOWN
State	WV
Zip	26508-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 30 OR .1240 AC HIDDEN POINT SUB 415 ARABELA COURT
Legal Subdivision	HIDDEN POINT SUB
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2000
Census Tract	11806

Owner

Source: Monongalia County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 ARABELA CT, MORGANTOWN, WV 26508-4266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME SAVINGS BANK
Dec 13, 2018	Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT
Sep 13, 2018	Deed of Trust, Mortgage · Conventional with PMI CLEAR MTN BK
Sep 20, 2018	Deed, Transfer · ARM HOME SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Aug 17, 2009 · Amount on Record
Deed Document Number	736783
Deed Book / Page	1641 / 472
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	415 ARABELA CT, MORGANTOWN, WV 26508-4266
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ARABELA CT, MORGANTOWN, WV 26508-4266

Mortgage

Document Number	0000808271
Date	Nov 20, 2020
Book Page	2397/674
Instrument	808271

Lender

Name	HOME SAVINGS BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	415 ARABELA CT, MORGANTOWN, WV 26508-4266
Document Number	0000745531
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ARABELA CT #30 MORGANTOWN WV 265084266, 30, MORGANTOWN, WV 26508-4266

Mortgage

Document Number	0000745531
Date	Dec 17, 2018
Book Page	002271/000542
Instrument	745531

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	CHARLESTON, WV 25304

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	415 ARABELA CT, MORGANTOWN, WV 26508-4266
Document Number	0000736278
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ARABELA CT MORGANTOWN WV 265084266, MORGANTOWN, WV 26508-4266

Mortgage

Document Number	0000736278
Date	Sep 17, 2018
Book Page	002259/000347
Instrument	736278

Lender

Name	CLEAR MTN BK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Sep 20, 2018
Property Address	415 ARABELA CT, MORGANTOWN, WV 26508-4266
Document Number	0000736783
Book / Page	1641 / 472
Map Reference	CAB D ENV 55A&55B
Instrument Date	Sep 10, 2018
Instrument	736783
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000736784
Date	Sep 20, 2018
Instrument	736784

Lender

Name	HOME SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,445.00 (-0.82%)	$135,300 (-0.7%) Land $36,060 Building $99,240	$225,500 (-0.7%) Land $60,100 Building $165,400
2023	$1,457.00 (+5.81%)	$136,260 (+1.34%) Land $36,060 Building $100,200	$227,100 (+1.34%) Land $60,100 Building $167,000
2022	$1,377.00	$134,460 Land $36,060 Building $98,400	$224,100 Land $60,100 Building $164,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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