415 Andrea Ct, Harvard, IL 60033 Property Records

McHenry County property record for 415 Andrea Ct, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Details1,384 sqft · built 2004
Lot Size0.046 acres (2,046 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Sep 2025)
Tax Bill$4,699 (2024)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-02-156-140

Property Details

APN / Parcel Number

Primary APN06-02-156-140

Interior

Stories2 Stories
Building Area1,384 sqft Living Area
Gross Area2,064 sqft
Basement Area680 sqft

Exterior

Year BuiltBuilt 2004
Construction TypeFrame
Lot Area2,046 sqft (0.046 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address415 ANDREA CT
CityHARVARD
StateIL
Zip60033-7806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2004R0101070 NLY 33FT LT 261 SHADOW CREEK RESUB
Legal SubdivisionSHADOW CREEK RESUB
Legal Lot Number261
JurisdictionMCHENRY IL
Township / Civil DivisionDUNHAM
Census Block Group1
Census Block1011
Census Tract870200

Owner

Source: McHenry County records, as of September 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address415 ANDREA CT, HARVARD, IL 60033-7806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2025 · Amount on File
Deed SaleSep 18, 2025 · Amount on File
Prior SaleNov 15, 2004 · Amount on File
Deed Document Number2025R0025601
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 18, 2025
Property Address415 ANDREA CT, HARVARD, IL 60033-7806
Document Number0000025601
Map ReferenceDOC 2001R0086097
Instrument DateSep 18, 2025
Instrument2025R0025601
Transaction TypeTransfer
Record UpdatedOct 1, 2025
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 ANDREA CT, HARVARD, IL 60033-7806

Mortgage

Document Number0000025602
DateSep 18, 2025
Instrument2025R0025602
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate6.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionDunham Township
MunicipalityHarvard City
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,699.00 Homeowner's exemption$59,628 (+43.34%) Land $9,830 Building $49,798$178,884 (+43.34%) Land $29,490 Building $149,394
2022Homeowner's exemption$41,598 Land $8,317 Building $33,281$124,794 Land $24,951 Building $99,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVARD
serves 9,469 people · EPA ID IL1110250
Water SourceGroundwater
Last State InspectionFeb 2024
Lead7 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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