Kendall County property record for 415 Andover Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,247 sqft · built 2019 |
| Lot Size | 0.224 acres (9,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $434,000 (Mar 2019) |
| Tax Bill | $12,830 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-201-009 |
| Primary APN | 03-29-201-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,247 sqft Living Area |
| Gross Area | 5,124 sqft |
| 1st Floor Area | 2,247 sqft |
| Basement Area | 2,222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 9,744 sqft (0.224 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 655 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 415 ANDOVER DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 212 DEERPATH TRAILS UNIT 5 VILLAGE OF OSWEGO |
| Legal Subdivision | DEERPATH TRAILS |
| Legal Lot Number | 212 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 890108 |
415 Andover Dr is owned by two individuals who acquired it in November 2024.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 S LAKEVIEW AVE, WINTER GARDEN, FL 34787-3423 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 5, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 2, 2018 | Warranty Deed, Transfer FOXLAND PROPS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2019 · Amount on File |
| Deed Sale | Mar 5, 2019 · Amount on File |
| Prior Sale | Oct 2, 2018 · Amount on File |
| Deed Document Number | 20192474 |
| Last Transfer Date | Nov 25, 2024 |
| Transfer Doc | 0000000093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 415 ANDOVER DR, OSWEGO, IL 60543-4092 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008834 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 202100008834 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Mar 5, 2019 |
| Property Address | 415 ANDOVER DR, OSWEGO, IL 60543-4092 |
| Document Number | 0000002474 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 201900002474 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415 ANDOVER DR, OSWEGO, IL 60543-4092 |
| Document Number | 0000002475 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 201900002475 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 2, 2018 |
| Property Address | 415 ANDOVER DR, OSWEGO, IL 60543-4092 |
| Document Number | 0000014268 |
| Instrument Date | Sep 1, 2018 |
| Instrument | 14268 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $32.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 509 MONTGOMERY IL 605380509, MONTGOMERY, IL 60538-0509 |
| Document Number | 14269 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 14269 |
| Name | FOXLAND PROPS |
|---|---|
| Type | Construction/Development Company |
| Address | 18 S 5TH ST, GENEVA, IL 60134-2177 |
| Amount | Amount on Record |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,709 (+5%) Land $30,258 Building $143,451 | $521,127 (+5%) Land $90,774 Building $430,353 | |
| 2024 | $12,830.00 | $165,437 Land $28,817 Building $136,620 | $496,311 Land $86,451 Building $409,860 |
| 2022 | $139,292 Land $24,263 Building $115,029 | $417,876 Land $72,789 Building $345,087 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 Andover Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Andover Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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