415 Amy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 415 Amy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,835 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$128,500 (Apr 1995)
Tax Bill	$5,954 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Mortgage
APN	`04-31-0-105-005`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-105-005`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,835 sqft Living Area
Basement Area	1,835 sqft
Unfinished Basement	1,835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	430 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	415 AMY DR
City	O FALLON
State	IL
Zip	62269-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE MEADOWS LOT/SEC-22 DOC A02051223
Legal Subdivision	PINE MEADOWS
Legal Block	105
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2016
Census Tract	504354

Owner

Source: St. Clair County records, as of September 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 AMY DR, O FALLON, IL 62269-3408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS CMNTY BK
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1995 · Amount on Record
Deed Sale	Apr 1, 1995 · Amount on Record
Deed Document Number	19951271284
Last Transfer Date	May 12, 2007
Transfer Doc	00A2051223
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	415 AMY DR, O FALLON, IL 62269-3408
Document Number	00A2657963
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 AMY DR O FALLON IL 622693408, O FALLON, IL 62269-3408

Mortgage

Document Number	00A2657963
Date	Jul 14, 2020
Instrument	2657963

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Interest

Rate	2.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	415 AMY DR, O FALLON, IL 62269-3408
Document Number	00A2583898
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 AMY DR O FALLON IL 622693408, O FALLON, IL 62269-3408

Mortgage

Document Number	00A2583898
Date	Jul 26, 2018
Instrument	2583898

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,954.00	$87,686 (+22.55%) Land $12,613 Building $75,073	$263,058 (+22.55%) Land $37,839 Building $225,219
2022		$71,551 Land $10,292 Building $61,259	$214,653 Land $30,876 Building $183,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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