415 Alcan Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 415 Alcan Dr, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,380 sqft
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$820,000 (Jul 2026)
Tax Bill	$2,871 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-03-200-027`

Property Details

APN / Parcel Number

Primary APN	`01-19-03-200-027`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft

Exterior

Lot Area	653,400 sqft (15 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 ALCAN DR
City	PETOSKEY
State	MI
Zip	49770-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC R-1
Legal Description	COM AT NE COR OF SEC, TH S 266 FT TO POB, TH CONT S 46 FT, TH W 300 FT, S 246.85 FT, W 1164.03 FT, N-1-1-2-W 557.71 FT TO N SEC LN, TH E 287.35 FT, S-1-38-13-E 23 FT, E 300 FT, N-1-38-13-W 23 FT, E ALG SEC LN 577.54 FT, TH S 266 FT, E 300 FT TO POB,
Legal Range	05W
Legal Township	34N
Legal Section	03
Legal Subdivision	S34 T35N R5W
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	1
Census Block	1007
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 ALCAN DR, PETOSKEY, MI 49770-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage SWIFT HOME LOANS INC
Jul 1, 2026	Deed of Trust, Mortgage SWIFT HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jul 7, 2005
Deed Document Number	20265229177
Deed Book / Page	1276 / 129
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Jul 1, 2026
Property Address	415 ALCAN DR, PETOSKEY, MI 49770-9609
Document Number	0005229178
Instrument Date	Jun 30, 2026
Instrument	20265229178
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ALCAN DR, PETOSKEY, MI 49770-9609

Mortgage

Document Number	0005229178,
Date	Jul 1, 2026
Instrument	20265229178

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 1, 2026
Property Address	415 ALCAN DR, PETOSKEY, MI 49770-9609
Document Number	0005229177
Book / Page	1276 / 129
Instrument Date	Jun 30, 2026
Instrument	20265229177
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ALCAN DR, PETOSKEY, MI 49770-9609

Mortgage

Document Number	0005229178,
Date	Jul 1, 2026
Book Page	1276/130
Instrument	20265229178

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	Jul 1, 2026
Property Address	415 ALCAN DR, PETOSKEY, MI 49770-9609
Document Number	0005229178
Book / Page	1276 / 130
Instrument Date	Jun 30, 2026
Instrument	20265229178
Transaction Type	Mortgage
Record Updated	Jul 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ALCAN DR, PETOSKEY, MI 49770-9609

Mortgage

Document Number	0005229178,
Date	Jul 1, 2026
Book Page	1276/130
Instrument	20265229178

Lender

Name	SWIFT HOME LOANS INC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,600 (+7.17%) Land $252,600	$505,200 (+7.17%) Land $505,200
2025		$235,700 (+34.3%) Land $235,700	$471,400 (+34.3%) Land $471,400
2024	$2,871.00
2023		$175,500 Land $175,500	$351,000 Land $351,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Truestream.

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