415 8th Ct, Saint Charles, IL 60174 Property Records

Kane County property record for 415 8th Ct, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,800 sqft · built 1965
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Trust Names on File
Last Sale	$432,500 (Apr 2018)
Tax Bill	$12,374 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-277-014`

Property Details

APN / Parcel Number

Primary APN	`09-33-277-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Basement Area	900 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,980 sqft (0.183 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	415 8TH CT
City	SAINT CHARLES
State	IL
Zip	60174-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 SAINTCHARLES
Legal Subdivision	EIGHTH COURT
Legal Block	4
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4008
Census Tract	852201

Owner

415 8th Ct is owner-occupied and held in a trust since June 2022.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	415 8TH CT, SAINT CHARLES, IL 60174-2610
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Intrafamily Transfer, Transfer ATTORNEY
Oct 18, 2019	Deed of Trust, Mortgage · VA Mortgage TRIDENT HM LNS
Apr 6, 2018	Warranty Deed, Transfer · VA Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	May 2, 2007 · Amount on File
Deed Document Number	201815813
Last Transfer Date	Jun 23, 2022
Transfer Doc	0000032941
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 24, 2022
Property Address	415 8TH CT, ST CHARLES, IL 60174-2610
Document Number	0000032941
Instrument Date	Jun 23, 2022
Instrument	2022K032941
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	415 8TH CT, SAINT CHARLES, IL 60174-2610

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	415 8TH CT, ST CHARLES, IL 60174-2610
Document Number	0000004760
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 8TH CT ST CHARLES IL 601742610, ST CHARLES, IL 60174-2610

Mortgage

Document Number	0000004760
Date	Jan 27, 2020
Instrument	4760

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

Interest

Rate	2.87%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 6, 2018
Property Address	415 8TH CT, ST CHARLES, IL 60174-2610
Document Number	0000015813
Instrument Date	Apr 3, 2018
Instrument	2018K015813
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 8TH CT, SAINT CHARLES, IL 60174-2610

Mortgage

Document Number	0000015814
Date	Apr 6, 2018
Instrument	2018K015814

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 415 8th Ct was $12,374 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,374.00 Homeowner's exemption Veteran's exemption	$192,573 (+8.89%) Land $30,312 Building $162,261	$577,950 (+8.89%) Land $90,972 Building $486,978
2024		$176,847 Land $27,930 Building $148,917	$530,753 Land $83,824 Building $446,930
2022	$10,318.00 (+4.31%) Disabled Person's exemption Veteran's exemption	$138,795 (+4.91%) Land $27,669 Building $111,126	$416,385 (+4.91%) Land $83,007 Building $333,378
2021	$9,892.00 Disabled Person's exemption Veteran's exemption	$132,299 Land $26,374 Building $105,925	$396,897 Land $79,122 Building $317,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 8th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 8th Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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