Wright County property record for 415 7th Ave S, Buffalo, MN 55313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,014 sqft · built 2001 |
| Lot Size | 0.128 acres (5,577 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Mar 2026) |
| Tax Bill | $3,424 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-057-003140 |
| Primary APN | 103-057-003140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 5,577 sqft (0.128 acres) |
| Garage Area | 536 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 415 7TH AVE S |
|---|---|
| City | BUFFALO |
| State | MN |
| Zip | 55313-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-29 TWP-120 RANGE-025 TIDBERGS ADDN LOT-014 BLOCK-003 ALSO N1/2 OF LOT15 LSO N1/2 OF LOT15 |
| Legal Range | 025 |
| Legal Township | 120 |
| Legal Section | 29 |
| Legal Subdivision | TIDBERGS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 14,15 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 100701 |
Source: Wright County assessment roll, APN 103-057-003140, as of July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 7TH AVE S, BUFFALO, MN 55313-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Sep 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Nov 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Aug 14, 2019 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Aug 14, 2019 · Amount on Record |
| Deed Document Number | 20261597735 |
| Prior Transfer Date | Sep 04, 2021 |
| Prior Transfer Doc | 0001484930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Mar 11, 2026 |
| Property Address | 415 7TH AVE S, BUFFALO, MN 55313-1310 |
| Document Number | 00A1597735 |
| Instrument Date | Mar 05, 2026 |
| Instrument | A1597735 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | CENTRAL LAND TITLE, CENTRAL LAND TTL GUARANTEE C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,039.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415 7TH AVE S, BUFFALO, MN 55313-1310 |
| Document Number | 00A1597736 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | A1597736 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 27, 2021 |
| Property Address | 415 7TH AVE S, BUFFALO, MN 55313-1310 |
| Document Number | 0001484930 |
| Instrument Date | Sep 04, 2021 |
| Instrument | 1484930 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | ANCONA TITLE, ANCONA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415 7TH AVE S, BUFFALO, MN 55313-1310 |
| Document Number | 0001484931 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 1484931 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 415 7TH AVE S, BUFFALO, MN 55313-1310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 415 7TH AVE S, BUFFALO, MN 55313-1310 |
| Document Number | 0001447536 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 1447536 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 14, 2019 |
| Property Address | 415 7TH AVE S, BUFFALO, MN 55313-1310 |
| Document Number | 0001402788 |
| Instrument Date | Aug 07, 2019 |
| Instrument | 1402788 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | EXECUTIVE TITLE TAYLOR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 7TH AVE S, BUFFALO, MN 55313-1310 |
| Document Number | 0001402789 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 1402789 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Wright County assessment roll as of July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Buffalo City |
| County | Wright County |
| Unified School District | Buffalo-Hanover-Montrose Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,300 (+3.18%) Land $75,000 Building $217,300 | $292,300 (+3.18%) Land $75,000 Building $217,300 | |
| 2025 | $3,424.00 (-6.29%) | $283,300 (-7.11%) Land $75,000 Building $208,300 | $283,300 (-7.11%) Land $75,000 Building $208,300 |
| 2023 | $3,654.00 (+5.55%) | $305,000 Land $70,000 Building $235,000 | $305,000 Land $70,000 Building $235,000 |
| 2022 | $3,462.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), as of April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271711007013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 17 (1983–1986) |
| Most Recent Claim | Aug 1986 · tidal / storm surge |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 365 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: City of Buffalo, Minnesota, Verizon, Xtratyme Technologies.
Source: EPA Safe Drinking Water Information System, water system MN1860005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Buffalo serves 16,711 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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