415 4th St S, Virginia, MN 55792 Property Records

St. Louis County property record for 415 4th St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,598 sqft · built 1938
Lot Size	0.138 acres (6,024 sqft)
Owner	Company Name on File
Last Sale	$100,661 (Feb 2026)
Tax Bill	$1,590 (2026)
Deeds & Mortgages	Feb 2026 Foreclosure Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-0010-13610`

Property Details

APN / Parcel Number

Primary APN	`090-0010-13610`
Alternative APN	`1123818`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,598 sqft Gross Area
1st Floor Area	979 sqft
Basement Area	685 sqft
Finished Basement	685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,024 sqft (0.138 acres)
Garage Area	434 sqft
Deck Area	150 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1123818
Street Address	415 4TH ST S
City	VIRGINIA
State	MN
Zip	55792-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24 AND 25 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	50
Legal Lot Number	24-25
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2023
Census Tract	13100

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	415 4TH ST S, VIRGINIA, MN 55792-2723
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Sheriff's Deed, Foreclosure
Dec 29, 2021	Warranty Deed, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC
Apr 7, 2020	Warranty Deed, Transfer · Conventional with PMI NORTHRIDGE CMNTY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	20261527923
Record Updated	Sep 20, 2026

February 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 12, 2026
Property Address	415 4TH ST S, VIRGINIA, MN 55792-2723
Document Number	0001527923
Instrument Date	Feb 11, 2026
Instrument	1527923
Transaction Type	Foreclosure
Record Updated	Mar 4, 2026

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 S BROAD ST STE 100A, 100A, MERIDEN, CT 06450-6755

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 29, 2021
Property Address	415 4TH ST S, VIRGINIA, MN 55792-2723
Document Number	0001433842
Instrument Date	Dec 21, 2021
Instrument	1433842
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$336.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 4TH ST S, VIRGINIA, MN 55792-2723

Mortgage

Document Number	0001433843
Date	Dec 29, 2021
Instrument	1433843

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0001433844
Date	Dec 29, 2021
Instrument	1433844

Lender

Name	ST LOUIS COUNTY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 7, 2020
Property Address	415 4TH ST S, VIRGINIA, MN 55792-2723
Document Number	00A1377046
Instrument Date	Mar 21, 2020
Instrument	A1377046
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 4TH ST S VIRGINIA MN 557922723, VIRGINIA, MN 55792-2723

Mortgage

Document Number	A1377047
Date	Apr 7, 2020
Instrument	A1377047

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Apr 6, 2025

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,590.00 (+142.38%) Homeowner's exemption
2025	$656.00 (-49.38%) Homeowner's exemption	$127,100 (+11.1%) Land $6,700 Building $120,400	$127,100 (+11.1%) Land $6,700 Building $120,400
2024	$1,296.00	$114,400 (+20.93%) Land $5,700 Building $108,700	$114,400 (+20.93%) Land $5,700 Building $108,700
2022		$94,600 Land $5,000 Building $89,600	$94,600 Land $5,000 Building $89,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fixed Wireless · Fiber in parts of the area	2,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Telephone Company, Verizon.

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