415 3rd St, Dumont, IA 50625 Property Records

Butler County property record for 415 3rd St, Dumont, IA 50625

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,664 sqft · built 1972
Lot Size	0.176 acres (7,667 sqft)
Owner	Company Name on Record
Last Sale	$129,921 (Jun 2025)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0528428003`

Property Details

APN / Parcel Number

Primary APN	`0528428003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	415 3RD ST
City	DUMONT
State	IA
Zip	50625-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. E 69 & 72
Legal Subdivision	DUMONT
Jurisdiction	BUTLER IA
Township / Civil Division	PITTSFORD
Census Block Group	3
Census Block	3006
Census Tract	70200

Owner

Source: Butler County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 309, ONALASKA, WI 54650-0309
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CREDIT UNION
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Apr 8, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Apr 8, 2020 · Amount on Record
Deed Document Number	20251195
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER IA
Property Address	415 3RD ST, DUMONT, IA 50625-7714
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200867
Date	Apr 9, 2020
Instrument	2020-0867

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER IA
Property Address	415 3RD ST, DUMONT, IA 50625-7714
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020172640
Date	Nov 3, 2017
Instrument	2017-2640

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER IA
Property Address	415 3RD ST, DUMONT, IA 50625-7714
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220733
Date	Mar 8, 2022
Instrument	2022-0733

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 18, 2042

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	9.85%
Max Rate At Change	11.8%
Index	1-Year CMT

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER IA
Recording Date	Apr 8, 2020
Property Address	415 3RD ST, DUMONT, IA 50625-7714
Document Number	0020200860
Instrument Date	Apr 3, 2020
Instrument	2020-0860
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200861
Date	Apr 8, 2020
Instrument	2020-0861

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Butler County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Butler County
Municipality	Dumont City
Unified School District	Hampton-Dumont Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,426.00 (-1.46%)	$143,880 (+22.22%) Land $4,460 Building $139,420	$143,880 (+22.22%) Land $4,460 Building $139,420
2024	$2,462.00 (+15.15%)
2023		$117,720 (+20.61%) Land $4,460 Building $113,260	$117,720 (+20.61%) Land $4,460 Building $113,260
2022	$2,138.00	$97,600 Land $4,460 Building $93,140
2021			$97,600 Land $4,460 Building $93,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (2005–2010)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUMONT WATER SUPPLY serves 635 people · EPA ID IA1240081
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dumont Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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