Watonwan County property record for 415 3rd Ave N, Saint James, MN 56081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 520 sqft · built 1890 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $772 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20.276.1590 |
| Primary APN | 20.276.1590 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 520 sqft |
| 1st Floor Area | 520 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 768 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 427 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 415 3RD AVE N |
|---|---|
| City | SAINT JAMES |
| State | MN |
| Zip | 56081-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION BLOCK-072 W50' OF LOTS 4-6 |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | 72 |
| Legal Lot Number | 4-6 |
| Jurisdiction | WATONWAN MN |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950200 |
Source: Watonwan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 3RD AVE N, SAINT JAMES, MN 56081-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Watonwan County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Watonwan County |
| Municipality | St. James City |
| Unified School District | St. James Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772.00 (+5.18%) Homeowner's exemption | $71,300 (-7.4%) Land $13,700 Building $57,600 | $71,300 (-7.4%) Land $13,700 Building $57,600 |
| 2025 | $734.00 (+23.99%) Homeowner's exemption | $77,000 (+30.29%) Land $13,200 Building $63,800 | $77,000 (+30.29%) Land $13,200 Building $63,800 |
| 2023 | $592.00 | $59,100 Land $12,600 Building $46,500 | $59,100 Land $12,600 Building $46,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 6, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint James serves 4,611 people · EPA ID MN1830006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Christensen Communications Company, T-Mobile, Verizon.
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