Stanly County property record for 415 3rd Ave, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,900 sqft · built 1920 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Jul 2014) |
| Tax Bill | $1,941 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 653802751900 |
| Primary APN | 653802751900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,188 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 161 ft deep x 110 ft wide |
| Deck Area | 128 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 1502628 |
|---|---|
| Street Address | 415 3RD AVE |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-3657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | HSE 415 THIRD AVE LTS 214/215 653811024 |
| Legal Subdivision | WEST END |
| Legal Lot Number | 214 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 931202 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 3RD AVE, ALBEMARLE, NC 28001-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 4, 2025 | Deed of Trust, Mortgage · VA Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2014 · Amount on Record |
| Deed Sale | Jul 1, 2014 · Amount on Record |
| Deed Document Number | 2014364862 |
| Deed Book / Page | 1493 / 206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 8, 2026 |
| Property Address | 415 3RD AVE, ALBEMARLE, NC 28001-3657 |
| Document Number | 0000487640 |
| Book / Page | 1918 / 191 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026487640 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 3RD AVE, ALBEMARLE, NC 28001-3657 |
| Document Number | 0000487640, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 1918/191 |
| Instrument | 2026487640 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 415 3RD AVE, ALBEMARLE, NC 28001-3657 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 415 3RD AVE, ALBEMARLE, NC 28001-3657 |
| Document Number | 0000479812 |
|---|---|
| Date | Aug 4, 2025 |
| Book Page | 1890/1011 |
| Instrument | 479812 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Mar 1, 2051 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,941.00 (+105.4%) | $173,341 (+123.59%) Land $19,239 Building $154,102 | $173,341 (+123.59%) Land $19,239 Building $154,102 |
| 2023 | $945.00 | $77,526 Land $9,794 Building $67,732 | $77,526 Land $9,794 Building $67,732 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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