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415 38th Ct, Vero Beach, FL 32968 Property Records

Indian River County property record for 415 38th Ct, Vero Beach, FL 32968

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,151 sqft · built 1985
Lot Size0.55 acres (23,958 sqft)
Owner2 Owner Names on Record
Last Sale$245,000 (Aug 2003)
Tax Bill$3,155 (2025)
Deeds & MortgagesJul 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN33-39-15-00015-0000-00001.0

Property Details

APN / Parcel Number

Primary APN33-39-15-00015-0000-00001.0
Alternative APN
  • 80071

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,151 sqft Living Area
1st Floor Area3,151 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialWood Shingle
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions150 ft deep x 159 ft wide
Garage TypeDetached
Garage Area484 sqft
DrivewayDriveway
Driveway Area3,675 sqft

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area367 sqft
Patio Area84 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number80071
Street Address415 38TH CT
CityVERO BEACH
StateFL
Zip32968-1958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionBENTWOOD TERRACE SUB LOT 1 PBI 10-87
Legal Range39
Legal Township33
Legal Section15
Legal SubdivisionBENTWOOD TERRACE SUB
Legal Lot Number1
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3005
Census Tract50702

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address415 38TH CT, VERO BEACH, FL 32968-1958
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Oct 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2003 · Amount on Record
Deed SaleAug 12, 2003 · Amount on Record
Prior SaleFeb 18, 2000 · Amount on Record
Deed Document Number0162500439
Deed Book / Page01625 / 00439
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address415 38TH CT, VERO BEACH, FL 32968-1958
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 38TH CT, VERO BEACH, FL 32968-1958

Mortgage

Document Number0034450332
DateJul 19, 2021
Book Page3445/332
Instrument3120210051757
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address415 38TH CT, VERO BEACH, FL 32968-1958
Document Number0032482421
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address415 38TH CT VERO BEACH FL 329681958, VERO BEACH, FL 32968-1958

Mortgage

Document Number0032482421
DateOct 25, 2019
Book Page003248/002421
Instrument62517
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,155.00 (+15.95%)$235,776 (+5.99%)$532,865 (+3.21%) Land $75,008 Building $457,857
2023$2,721.00 (+2.83%)$222,458 (+3%)$516,308 (+14.75%) Land $75,008 Building $441,300
2022$2,646.00$215,979$449,944 Land $75,008 Building $374,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 234 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies234 in force
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA21 of 25
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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