415 38th Ave, Vero Beach, FL 32968 Property Records

Indian River County property record for 415 38th Ave, Vero Beach, FL 32968

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,399 sqft · built 1975
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$99,800 (Oct 2025)
Tax Bill$2,873 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-39-15-00005-0002-00003.0

Property Details

APN / Parcel Number

Primary APN33-39-15-00005-0002-00003.0
Alternative APN
  • 79457

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,399 sqft Living Area
Gross Area1,774 sqft
1st Floor Area1,399 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
View / LotInterior
Garage TypeAttached
Garage Area375 sqft
DrivewayConcrete Driveway
Driveway Area230 sqft

Exterior Amenities

Pool Area144 sqft
PorchOpen Porch
Porch Area293 sqft
Patio Area323 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address415 38TH AVE
CityVERO BEACH
StateFL
Zip32968-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionCLEMANN ESTATES UNIT NO 1 BLK B LOTS 3 & 4 PBI 3-63
Legal Range39E
Legal Township33S
Legal Section15
Legal SubdivisionCLEMANN ESTATES UNIT NO 1
Legal BlockB
Legal Lot Number3,4
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3005
Census Tract50702

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 38TH AVE, VERO BEACH, FL 32968-1926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2025 · Amount on Record
Deed SaleOct 27, 2025 · Amount on Record
Deed Document Number202553178
Deed Book / Page3814 / 28
Prior Transfer DateOct 9, 2025
Prior Transfer Doc0038140028
Record UpdatedJun 8, 2026

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateOct 27, 2025
Property Address415 38TH AVE, VERO BEACH, FL 32968-1926
Document Number0038140028
Book / Page3814 / 28
Map ReferenceMB 3 PG 63&64
Instrument DateOct 9, 2025
Instrument3120250053178
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$698.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6885 20TH ST # ST303, ST303, VERO BEACH, FL 32966-7973

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 38TH AVE, VERO BEACH, FL 32968-1926

Mortgage

Document Number0000381430
DateOct 27, 2025
Instrument3814/30
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,873.00 (+13.47%)$219,069 (+1.15%)$261,307 (-) Land $38,675 Building $222,632
2024$2,532.00 (+7.61%)$216,577 (+3.72%)$261,307 (+4.21%) Land $38,675 Building $222,632
2023$2,353.00 (+9.04%)$208,800 (+10.03%)$250,760 (+15.27%) Land $38,675 Building $212,085
2022$2,158.00$189,761$217,542 Land $38,675 Building $178,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 234 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies234 in force
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA21 of 25
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications.

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