Wabasha County property record for 415 2nd St NW, Elgin, MN 55932
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,044 sqft · built 1993 |
| Lot Size | 0.201 acres (8,758 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,000 (Jun 2013) |
| Tax Bill | $3,298 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R19.00275.00 |
| Primary APN | R19.00275.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Basement Area | 1,044 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,758 sqft (0.201 acres) |
| Lot Dimensions | 120 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 98 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 415 2ND ST NW |
|---|---|
| City | ELGIN |
| State | MN |
| Zip | 55932-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-108 RANGE-012 WESTSIDE ACRES SUBDIVISION LOT-006 BLOCK-001 (WWW) |
| Legal Range | 12 |
| Legal Township | 108 |
| Legal Section | 28 |
| Legal Subdivision | WESTSIDE ACRES SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | WABASHA MN |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 490500 |
415 2nd St NW is owned and occupied by an individual who bought it in June 2013.
Source: Wabasha County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 2ND ST NW, ELGIN, MN 55932-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2013 · Amount on File |
| Deed Sale | Jun 3, 2013 · Amount on File |
| Prior Sale | Feb 1, 2010 · Amount on File |
| Deed Document Number | 2013311718 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 415 2nd St NW was $3,298 with a homeowner's exemption.
Source: Wabasha County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wabasha County |
| Municipality | Elgin City |
| Unified School District | Plainview-Elgin-Millville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,298.00 Homeowner's exemption | $236,300 Land $40,000 Building $196,300 | $236,300 Land $40,000 Building $196,300 |
| 2023 | $3,052.00 Homeowner's exemption | $247,600 Land $40,000 Building $207,600 | $247,600 Land $40,000 Building $207,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 2nd St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 2nd St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Elgin serves 1,115 people · EPA ID MN1790001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
5G and 4G LTE (outdoors only)
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