415 2nd St, Gainesville, TX 76240 Property Records

Cooke County property record for 415 2nd St, Gainesville, TX 76240

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 1,232 sqft · built 1920
Lot Size	0.074 acres (3,223 sqft)
Owner	Individual Name on Record
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`2665-00A-00004`

Property Details

APN / Parcel Number

Primary APN	`2665-00A-00004`
Alternative APN	`4328`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,232 sqft Total Area
1st Floor Area	1,232 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Exterior Material	Siding
Roof Material	Rolled Roofing
Lot Area	3,223 sqft (0.074 acres)
Porch	Slab
Porch Area	132 sqft
Deck Area	32 sqft

Location & Zoning

Account Number	2665-00A-00004
Street Address	415 2ND ST
City	GAINESVILLE
State	TX
Zip	76240-4127
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	PUTMAN; 2665; BLOCK A; LOT 4 & 5 E 50'; 0.0740
Legal Subdivision	PUTMAN
Legal Block	A
Legal Lot Number	4,5
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4025
Census Tract	500

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2513 HILLINGDON DR, MURFREESBORO, TN 37127-5945
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPE MORTGAGE CORPORATION
Dec 17, 2025	Special Warranty Deed, Transfer
Jun 9, 2025	Warranty Deed, Transfer TITLE RESOURCE, TITLE RESOURCES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025
Deed Sale	Dec 17, 2025
Prior Sale	Jun 9, 2025
Deed Document Number	20259192
Deed Book / Page	2753 / 723
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Apr 23, 2026
Property Address	415 2ND ST, GAINESVILLE, TX 76240-4127
Document Number	0000002956
Book / Page	2778 / 547
Instrument Date	Apr 14, 2026
Instrument	20262956
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002956,
Date	Apr 23, 2026
Book Page	2778/547
Instrument	20262956

Lender

Name	CAPE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Dec 17, 2025
Property Address	415 2ND ST, GAINESVILLE, TX 76240-4127
Document Number	002753/723
Book / Page	2753 / 723
Map Reference	VOL 1321 PG 685
Instrument Date	Dec 16, 2025
Instrument	2025-9192
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 E OAK ST # ST14, ST14, DENTON, TX 76201-4235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 HILLINGDON DR, MURFREESBORO, TN 37127-5945

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Jun 9, 2025
Property Address	415 2ND ST, GAINESVILLE, TX 76240-4127
Document Number	002714/788
Book / Page	2714 / 788
Instrument Date	Jun 6, 2025
Instrument	2025-3805
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	TITLE RESOURCE, TITLE RESOURCES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 2ND ST, GAINESVILLE, TX 76240-4127

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (-1.68%)	$58,705 (-0.08%) Land $14,473 Building $44,232	$58,705 (-0.08%) Land $14,473 Building $44,232
2024	$1,249.00 (+4.26%)
2023		$58,753 Land $18,782 Building $39,971	$58,753 Land $18,782 Building $39,971
2022	$1,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	103 (1981–2009)
Claims Outside the SFHA	6 of 103
Most Recent Claim	May 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 30 claims Severe Storms, Tornadoes & Flooding, May 1990 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8, Nextlink, T-Mobile.

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