415 2nd Ave NW, Oronoco, MN 55960 Property Records

Olmsted County property record for 415 2nd Ave NW, Oronoco, MN 55960

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,189 sqft · built 1963
Lot Size0.577 acres (25,134 sqft)
Owner2 Individual Names on File
Tax Bill$3,982 (2026)
Deeds & MortgagesApr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN84.08.33.028694

Property Details

APN / Parcel Number

Primary APN84.08.33.028694

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,189 sqft Living Area
1st Floor Area1,189 sqft
Basement Area993 sqft
Finished Basement894 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area25,134 sqft (0.577 acres)
Lot Dimensions209 ft deep x 120 ft wide
Garage TypeMixed
Garage Area352 sqft
Parking Spaces4 Parking Spaces
Deck Area138 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address415 2ND AVE NW
CityORONOCO
StateMN
Zip55960-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-08 TWP-108 RANGE-014 ORONOCO VILLAGE LOT-004 BLOCK-005 LOTS 4 AND 5 BLK 5
Legal Range14
Legal Township108
Legal Section08
Legal SubdivisionORONOCO VILLAGE
Legal Block5
Legal Lot Number4,5
JurisdictionOLMSTED MN
Township / Civil DivisionORONOCO
Census Block Group1
Census Block1037
Census Tract1902

Owner

415 2nd Ave NW is owned and occupied by two individuals.

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address415 2ND AVE NW, ORONOCO, MN 55960-1412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address415 2ND AVE NW, ORONOCO, MN 55960-1412
Transaction TypeMortgage
Record UpdatedJul 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1471054
DateApr 29, 2019
InstrumentA-1471054
Lender
NameTHINK MUTUAL BANK
TypeBank
AddressROCHESTER, MN 55901
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 18, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 415 2nd Ave NW was $3,982 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityOronoco City
Unified School DistrictRochester Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,982.00 Homeowner's exemption
2025$254,400 Land $46,100 Building $208,300$276,100 Land $50,000 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 2nd Ave NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 2nd Ave NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOronoco
serves 2,040 people · EPA ID MN1550036
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bevcomm
Fiber
1,000 / 1,000
Minnesota WiFi
Fixed Wireless
150 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Verizon.

Nearby Properties on 2nd Ave NW

Nearby Streets

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