415 2nd Ave NW, Ardmore, OK 73401 Property Records

Carter County property record for 415 2nd Ave NW, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,109 sqft · built 1945
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$54,500 (Nov 2021)
Tax Bill	$755 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0010-00-279-001-0-005-00`

Property Details

APN / Parcel Number

Primary APN	`0010-00-279-001-0-005-00`
Alternative APN	`2695`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,109 sqft Living Area
1st Floor Area	1,745 sqft
2nd Floor Area	364 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	224 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2695
Street Address	415 2ND AVE NW
City	ARDMORE
State	OK
Zip	73401-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARDMORE LOTS & BLKS, BLK 279 LOT 1 W 55.6 E 60.6 S 10 LOT 2 W 68 E 73 (IRREGULAR) ALSO DESCRIBED AS BEG 80 E SW/C OF LOT 2; E
Legal Range	02E
Legal Township	04S
Legal Section	30
Legal Subdivision	ARDMORE CITY
Legal Block	279
Legal Lot Number	1,2
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	4
Census Block	4012
Census Tract	892900

Owner

Source: Carter County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	415 2ND AVE NW, ARDMORE, OK 73401-6206
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Construction Mortgage LEGACY BANK
Nov 17, 2021	Warranty Deed, Transfer · Commercial Mortgage LEGACY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Dec 30, 2005 · Amount on Record
Deed Document Number	202112765
Deed Book / Page	7139 / 76
Prior Transfer Date	Oct 28, 2005
Prior Transfer Doc	004391/035
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	415 2ND AVE NW, ARDMORE, OK 73401-6206
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W MAIN ST 301, 301, ARDMORE, OK 73401-6488

Mortgage

Document Number	007179/286
Date	Feb 11, 2022
Book Page	7179/286
Instrument	I-2022-001572

Lender

Name	LEGACY BANK
Type	Bank
Address	DUNCAN, OK 73533

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 17, 2021
Property Address	415 2ND AVE NW, ARDMORE, OK 73401-6206
Document Number	7139/76
Book / Page	7139 / 76
Instrument Date	Oct 18, 2021
Instrument	2021-012765
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 2ND AVE NW, ARDMORE, OK 73401-6206

Mortgage

Document Number	2021012766
Date	Nov 17, 2021
Instrument	2021-012766

Lender

Name	LEGACY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,949 (+4.99%) Land $481 Building $7,468	$66,244 (-35.17%) Land $4,008 Building $62,236
2025	$755.00 (+11.36%)	$7,571 (+10.25%) Land $458 Building $7,113	$102,186 (+15.15%) Land $4,188 Building $97,998
2023	$678.00	$6,867 Land $431 Building $6,436	$88,738 Land $4,188 Building $84,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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