415 1st St, Sultan, WA 98294 Property Records

Snohomish County property record for 415 1st St, Sultan, WA 98294

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,290 sqft · built 2022
Lot Size0.74 acres (32,234 sqft)
OwnerIndividual Name on File
Last Sale$507,500 (Jan 2026)
Tax Bill$4,654 (2026)
Deeds & MortgagesSep 2021 Construction Loan
Jan 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN0831-004-026-00

Property Details

APN / Parcel Number

Primary APN0831-004-026-00
Alternative APNs
  • 280831-004-026-00
  • 4366639

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,290 sqft Living Area
1st Floor Area1,290 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area32,234 sqft (0.74 acres)
Deck Area98 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4366639
Street Address415 1ST ST
CitySULTAN
StateWA
Zip98294-9796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMD
Legal DescriptionSECTION 31 TOWNSHIP 28 RANGE 08 QUARTER SE - LOT 2 OF CITY OF SUL SP NO SP04-001 REC UND AFN 200601105008 BEING A PTN OF SE1/4 SE1/4 SD SEC
Legal Range08
Legal Township28
Legal Section31
Legal SubdivisionSP#SP04-001
Legal Block314
Legal Lot Number2
JurisdictionSNOHOMISH WA
Township / Civil DivisionSULTAN
Census Block Group3
Census Block3011
Census Tract53802

Owner

415 1st St is owned and occupied by an individual who bought it in January 2026.

Source: Snohomish County records, as of August 14, 2026

Owner of RecordIndividual Name on File
Mailing Address415 1ST ST, SULTAN, WA 98294-9796
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Construction Mortgage
ON Q FINANCIAL INC
Jan 5, 2026Warranty Deed, Transfer · Conventional Mortgage
BOEING EMPLOYEES CU
Feb 8, 2017Warranty Deed, Transfer · Conventional with PMI
ROBERT D & DARISE S CRISWELL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2026 · Amount on File
Deed SaleJan 5, 2026 · Amount on File
Deed Document Number2026357
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address415 1ST ST, SULTAN, WA 98294-9796
Transaction TypeMortgage
Record UpdatedJan 14, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8020 169TH AVE NE, REDMOND, WA 98052-3976

Mortgage

Document Number0000000725
DateSep 30, 2021
Instrument202109300725
Lender
NameON Q FINANCIAL INC
TypeLending Institution
AddressTEMPE, AZ 85281
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term370 Months
DueJul 1, 2052

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSNOHOMISH WA
Recording DateJan 5, 2026
Property Address415 1ST ST, SULTAN, WA 98294-9796
Document Number0000000357
Map ReferenceDOC 200601105008
Instrument DateJan 5, 2026
Instrument202601050357
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyNEXTITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,125.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 1ST ST, SULTAN, WA 98294-9796

Mortgage

Document Number0000000358
DateJan 5, 2026
Instrument202601050358
Lender
NameBOEING EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSNOHOMISH WA
Recording DateFeb 8, 2017
Property Address415 1ST ST, SULTAN, WA 98294-9796
Document Number0000000282
Instrument DateJan 24, 2017
Instrument201702080282
Transaction TypeTransfer
Record UpdatedFeb 21, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 225TH LN NE #C103 SAMMAMISH WA 980747188, C103, SAMMAMISH, WA 98074-7188

Mortgage

Document Number283
DateFeb 8, 2017
Instrument201702080283
Lender
NameROBERT D & DARISE S CRISWELL
AddressPO BOX 87, SULTAN, WA 98294-0087
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount on Record
Term60 Months
DueFeb 7, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 415 1st St was $4,654, up 4.8% from the year before.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateWashington
CountySnohomish County
MunicipalitySultan City
Unified School DistrictSultan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,654.00 (+4.84%)$530,700 Land $267,000 Building $263,700$530,700 Land $267,000 Building $263,700
2025$4,439.00
2024$477,600 (+29.36%) Land $218,500 Building $259,100$477,600 (+29.36%) Land $218,500 Building $259,100
2023$2,889.00$369,200 Land $190,000 Building $179,200$369,200 Land $190,000 Building $179,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 1st St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims6 (1990–2025)
Claims Outside the SFHA1 of 6
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSULTAN WATER DEPARTMENT
serves 8,424 people · EPA ID WA5384770
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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