415 1st St S, Virginia, MN 55792 Property Records

St. Louis County property record for 415 1st St S, Virginia, MN 55792

Property Summary

Property Type	Commercial
Details	4,568 sqft · built 1894
Lot Size	0.138 acres (6,023 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Sep 2026)
Tax Bill	$3,888 (2026)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`090-0010-05450`

Property Details

APN / Parcel Number

Primary APN	`090-0010-05450`
Alternative APN	`1083266`

Interior

Stories	2 Stories
Building Area	4,568 sqft Gross Area
1st Floor Area	2,332 sqft
Basement Area	2,236 sqft
Unfinished Basement	2,236 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1985
Exterior Material	Stucco
Lot Area	6,023 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1083266
Street Address	415 1ST ST S
City	VIRGINIA
State	MN
Zip	55792-2625
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 25 AND 26 SERIAL #
Legal Subdivision	VIRGINIA
Legal Block	24
Legal Lot Number	25-26
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2012
Census Tract	13100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Virginia Commercial Historic District listed 1997 · 78 contributing resources · NRIS 97000020

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	415 1ST ST S, VIRGINIA, MN 55792-2625
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK TRUST
Dec 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	20261541114
Prior Transfer Date	Sep 8, 2026
Prior Transfer Doc	0001541115
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2026
Property Address	415 1ST ST S, VIRGINIA, MN 55792-2625
Document Number	0001541114
Instrument Date	Sep 8, 2026
Instrument	20261541114
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$9,999.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 1ST ST S, VIRGINIA, MN 55792-2625

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2026
Property Address	415 1ST ST S, VIRGINIA, MN 55792-2625
Document Number	0001541115
Instrument Date	Sep 8, 2026
Instrument	20261541115
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	415 1ST ST S, VIRGINIA, MN 55792-2625

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 18, 2026
Property Address	415 1ST ST S, VIRGINIA, MN 55792-2625
Document Number	0001540643
Instrument Date	Sep 8, 2026
Instrument	20261540643
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0001540643,
Date	Sep 18, 2026
Instrument	20261540643

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 5, 2031

Interest

Max Rate	-1%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 27, 2019
Property Address	415 1ST ST S, VIRGINIA, MN 55792-2625
Document Number	00A1370342
Instrument Date	Dec 18, 2019
Instrument	A1370342
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1400 N 38RD AVE W VIRGINIA MN 55792, VIRGINIA, MN 55792

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2019
Property Address	415 1ST ST S, VIRGINIA, MN 55792-2625
Document Number	00A1366925
Instrument Date	Oct 31, 2019
Instrument	A1366925
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$189.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1400 N 3RD AVE W VIRGINIA MN 557922158, VIRGINIA, MN 55792-2158

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 7, 2017
Property Address	415 1ST ST S, VIRGINIA, MN 55792-2625
Document Number	00A1307037
Instrument Date	Mar 20, 2017
Instrument	A1307037
Transaction Type	Transfer
Record Updated	Apr 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,888.00 (+13.75%)
2025	$3,418.00 (+2.83%)	$203,900 (+66.99%) Land $7,700 Building $196,200	$203,900 (+66.99%) Land $7,700 Building $196,200
2024	$3,324.00	$122,100 (+7.48%) Land $7,700 Building $114,400	$122,100 (+7.48%) Land $7,700 Building $114,400
2022		$113,600 Land $7,700 Building $105,900	$113,600 Land $7,700 Building $105,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
CTC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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