415 15th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 415 15th St N, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft · built 2017
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2025)
Tax Bill	$3,626 (2026)
Deeds & Mortgages	Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29686-0403`

Property Details

APN / Parcel Number

Primary APN	`48-29686-0403`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Patio Home
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	415 15TH ST N
City	COLD SPRING
State	MN
Zip	56320-9812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLK 002 NORTH POINTE PLAT FOUR SECTION 10 TOWNSHIP 123 RANGE 030 SECTION 10 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	10
Legal Subdivision	NORTH POINTE PLAT FOUR
Legal Block	2
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3012
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29686-0403

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15204 260TH ST, COLD SPRING, MN 56320-9515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2025 · Amount on Record
Deed Sale	May 05, 2025 · Amount on Record
Prior Sale	May 01, 2025 · Amount on Record
Deed Document Number	20251691329
Record Updated	Jun 08, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 19, 2017
Property Address	415 15TH ST N, COLD SPRING, MN 56320-9812
Document Number	00A1511424
Instrument Date	Dec 18, 2017
Instrument	A1511424
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 15TH ST N, COLD SPRING, MN 56320-9812

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,626.00 (+16.74%)
2025		$309,100 (+9.88%) Land $51,200 Building $257,900	$309,100 (+9.88%) Land $51,200 Building $257,900
2023	$3,106.00	$281,300 Land $51,200 Building $230,100	$281,300 Land $51,200 Building $230,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.