415 12th St SE, Cedar Rapids, IA 52403 Property Records

Linn County property record for 415 12th St SE, Cedar Rapids, IA 52403

Property Summary

Property Type	Duplex
Details	4 bd · 2.75 ba · 1,968 sqft · built 1900
Lot Size	0.046 acres (2,003 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2024)
Tax Bill	$870 (2025)
Deeds & Mortgages	May 2024 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14223-33005-00000`

Property Details

APN / Parcel Number

Primary APN	`14223-33005-00000`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,968 sqft Living Area
Gross Area	3,084 sqft
1st Floor Area	1,968 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	720 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,003 sqft (0.046 acres)
Lot Dimensions	40 ft deep x 40 ft wide
Porch	Open Frame Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	415 12TH ST SE
City	CEDAR RAPIDS
State	IA
Zip	52403-4078
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OUT LOT 9 SE 40 STR/LB 11
Legal Range	7W
Legal Township	83N
Legal Section	22
Legal Subdivision	CEDAR RAPIDS
Legal Lot Number	9
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	3
Census Block	3031
Census Tract	1900

Owner

415 12th St SE, a duplex, is owned by an individual who bought it in May 2024.

Source: Linn County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1025 JENSEN ST, IOWA CITY, IA 52246-4124
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2024	Quit Claim Deed, Transfer · Conventional Mortgage HILLS BANK & TRUST COMPANY
Jul 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage HILLS BANK AND TRUST CO
Oct 1, 2021	Warranty Deed, Transfer · Line of Credit COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2024 · Amount on File
Deed Sale	May 9, 2024 · Amount on File
Prior Sale	Jul 17, 2023 · Amount on File
Deed Book / Page	11522 / 82464
Prior Transfer Date	Apr 30, 2024
Prior Transfer Doc	1152282466
Record Updated	Oct 29, 2026

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	May 9, 2024
Property Address	415 12TH ST SE, CEDAR RAPIDS, IA 52403-4078
Document Number	1152282466
Book / Page	11522 / 82466
Instrument Date	Apr 30, 2024
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 JENSEN ST, IOWA CITY, IA 52246-4124

Mortgage

Document Number	1152282468
Date	May 9, 2024
Instrument	11522/82468

Lender

Name	HILLS BANK & TRUST COMPANY
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	415 12TH ST SE, CEDAR RAPIDS, IA 52403-4078
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 CROELL AVE, TIFFIN, IA 52340-4829

Mortgage

Document Number	1152105552
Date	Jul 17, 2023
Book Page	11521/5552

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 3, 2048

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 1, 2021
Property Address	415 12TH ST SE, CEDAR RAPIDS, IA 52403-4078
Document Number	1116400072
Book / Page	11164 / 72
Map Reference	VOL 143 PG 42
Instrument Date	Sep 29, 2021
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 BOYSON RD NE, CEDAR RAPIDS, IA 52402-1386

Mortgage

Document Number	0001116475
Date	Oct 1, 2021
Instrument	11164/75

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 29, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 415 12th St SE was $870, down 10.7% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (-) Land $11,900 Building $69,300	$81,200 (-) Land $11,900 Building $69,300
2025	$870.00 (-10.68%)	$81,200 Land $11,900 Building $69,300	$81,200 Land $11,900 Building $69,300
2024	$974.00
2023		$55,000 (+22.77%) Land $10,800 Building $44,200	$55,000 Land $10,800 Building $44,200
2022	$944.00 (+1.72%)	$44,800 Land $8,600 Building $36,200
2021	$928.00		$44,800 Land $8,600 Building $36,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 12th St SE in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	19 (2008–2016)
Claims Outside the SFHA	15 of 19
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 15 claims Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 12th St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ImOn Communications, T-Mobile, Verizon.

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