4149 E Shorewood Dr, Hernando, FL 34442 Property Records

Citrus County property record for 4149 E Shorewood Dr, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,230 sqft · built 2005
Lot Size	1.82 acres (79,662 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 2020)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-01-4E000-015.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-01-4E000-015.0`
Alternative APNs	`0118S19E4E0000150` `1585457`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,230 sqft Living Area
1st Floor Area	2,230 sqft
Flooring	Wood

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	79,662 sqft (1.82 acres)
Lot Dimensions	272 ft deep x 309 ft wide
Garage Type	Mixed
Garage Area	1,380 sqft
Carport	Carport
Carport Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	1,436 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1585457
Old Parcel Number	0118S19E4E0000150
Street Address	4149 E SHOREWOOD DR
City	HERNANDO
State	FL
Zip	34442-3864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR COASTAL LAKES & RVRS
Legal Description	LOTS 15 16 & 17 RIVER LAKES MANOR AN AN UNREC SUB FUR DESC AS FOLL: LOT 17 COMM W'LY COR LOT 82 BLK 21 RIVER LAKES MANOR UN 1
Legal Range	19E
Legal Township	18S
Legal Section	01
Legal Subdivision	UNREC TRACTS IN 01-18S-19E
Legal Block	21
Legal Lot Number	15 16
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2000
Census Tract	450105

Owner

4149 E Shorewood Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4149 E SHOREWOOD DR, HERNANDO, FL 34442-3864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Apr 7, 2009 · Amount on File
Deed Document Number	0030612349
Deed Book / Page	3061 / 2349
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 22, 2020
Property Address	4149 E SHOREWOOD DR, HERNANDO, FL 34442-3864
Document Number	0030612349
Book / Page	003061 / 002349
Instrument Date	May 21, 2020
Instrument	26282
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	AMERICAN TITLE SERVICES CITRUS COMPANY, AMERICAN TITLE SVCS CITRUS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	944 SW PROVINCETOWN LN PORT ST LUCIE FL 349532339, PORT ST LUCIE, FL 34953-2339

Mortgage

Document Number	30612352
Date	May 22, 2020
Book Page	003061/002352
Instrument	26283

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4149 E Shorewood Dr was $2,257 with exemptions applied, up 5.3% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00 (+5.27%) Homeowner's exemption Additional exemption filed	$427,845 (+11.08%) Land $23,260 Building $404,585	$427,845 (+11.08%) Land $23,260 Building $404,585
2024	$2,144.00 (+2.63%) Homeowner's exemption Additional exemption filed	$385,159 (+15.77%) Land $19,410 Building $365,749	$385,159 (+15.77%) Land $19,410 Building $365,749
2023	$2,089.00 (+13.29%) Homeowner's exemption Additional exemption filed	$332,679 (-6.24%) Land $18,450 Building $314,229	$332,679 (-6.24%) Land $18,450 Building $314,229
2022	$1,844.00 Homeowner's exemption Additional exemption filed	$354,829 Land $18,450 Building $336,379	$354,829 Land $18,450 Building $336,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4149 E Shorewood Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4149 E Shorewood Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000