4149 E Burt Lake Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4149 E Burt Lake Rd, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Tax Bill	$7,738 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`120-011-300-018-00`

Property Details

APN / Parcel Number

Primary APN	`120-011-300-018-00`

Exterior

Lot Area	21,344 sqft (0.49 acres)

Location & Zoning

Street Address	4149 E BURT LAKE RD
City	CHEBOYGAN
State	MI
Zip	49721-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 1/4 COR SEC 11, T36N,R3W; TH W ALG S LI SD SEC 2049.12FT TO C/L OF CO RD; TH N 2D W ALG SD C/L 833FT FOR POB; TH W &
Legal Range	03W
Legal Township	036
Legal Section	11
Legal Lot Number	212F
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	BURT
Census Block Group	1
Census Block	1007
Census Tract	960600

Owner

4149 E Burt Lake Rd is owned by an individual who acquired it in July 2010.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1411 WOODVIEW CT, PETOSKEY, MI 49770-3253
Owner Type	Individual
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Aug 15, 2019	Warranty Deed, Transfer
Aug 15, 2019	Warranty Deed, Transfer
Sep 11, 2017	Warranty Deed, Transfer CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2010
Deed Sale	Jul 23, 2010
Prior Sale	Jan 15, 2010
Deed Book / Page	1156 / 152
Prior Transfer Date	Aug 8, 2005
Prior Transfer Doc	1000000484
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	4149 E BURT LAKE RD, CHEBOYGAN, MI 49721-7600
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4149 E BURT LAKE RD, CHEBOYGAN, MI 49721-7600

Mortgage

Document Number	0000001445/0000000222
Date	Apr 5, 2021
Book Page	0000001445/0000000222

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 15, 2019
Property Address	4149 E BURT LAKE RD, CHEBOYGAN, MI 49721-7600
Document Number	001391/878
Book / Page	1391 / 878
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 WOODVIEW CT, PETOSKEY, MI 49770-3253

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 15, 2019
Property Address	4149 E BURT LAKE RD, CHEBOYGAN, MI 49721-7600
Document Number	001391/876
Book / Page	1391 / 876
Instrument Date	Aug 12, 2019
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 WOODVIEW CT, PETOSKEY, MI 49770-3253

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Sep 11, 2017
Property Address	4149 E BURT LAKE RD, CHEBOYGAN, MI 49721-7600
Document Number	01341/0929
Book / Page	1341 / 0929
Instrument Date	Aug 29, 2017
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4624 WASHINGTON ST, 4624, DOWNERS GROVE, IL 60515-2831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 WOODVIEW CT, PETOSKEY, MI 49770-3253

Mortgage

Document Number	01341/0931
Date	Sep 11, 2017
Book Page	1341/0931

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 4149 E Burt Lake Rd was $7,738, up 3.1% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Burt Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,200 (+6.56%)	$536,400 (+6.56%)
2025	$7,738.00 (+3.09%)	$251,700	$503,400
2024	$7,506.00
2023		$233,300	$466,600
2022	$6,783.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4149 E Burt Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2026)
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4149 E Burt Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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