Clermont County property record for 4149 Drummore Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,534 sqft · built 1995 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $151,000 (Aug 2010) |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14E-415 |
| Primary APN | 41-32-14E-415 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 688 sqft |
| Basement Area | 80 sqft |
| Unfinished Basement | 80 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,542 sqft (0.242 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 10 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4149 DRUMMORE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDINBURGH PLACE C; LOT 116 |
| Legal Subdivision | EDINBURGH PLACE |
| Legal Lot Number | 116 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41404 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4149 DRUMMORE LN, CINCINNATI, OH 45245-1672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| May 31, 2017 | Intrafamily Transfer, Transfer · ARM FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2010 · Amount on Record |
| Deed Sale | Aug 25, 2010 · Amount on Record |
| Prior Sale | Feb 2, 1996 · Amount on Record |
| Deed Document Number | 201019749 |
| Deed Book / Page | 2260 / 392 |
| Last Transfer Date | May 22, 2017 |
| Transfer Doc | 0000011951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4149 DRUMMORE LN, CINCINNATI, OH 45245-1672 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4149 DRUMMORE LN, CINCINNATI, OH 45245-1672 |
| Document Number | 0000026481 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 3010/3348 |
| Instrument | 202500026481 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 31, 2017 |
| Property Address | 4149 DRUMMORE LN, CINCINNATI, OH 45245-1672 |
| Document Number | 0000011951 |
| Book / Page | 2708 / 0177 |
| Map Reference | PL CAB 5 PG 51-52 |
| Instrument Date | May 22, 2017 |
| Instrument | 201700011951 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4149 DRUMMORE LN, CINCINNATI, OH 45245-1672 |
| Document Number | 0000011952 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 2708/0179 |
| Instrument | 201700011952 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,511.00 (-49.4%) | $89,640 (-) Land $15,680 Building $73,960 | |
| 2024 | $256,100 (-) Land $44,800 Building $211,300 | ||
| 2023 | $8,915.00 (+358.12%) Homeowner's exemption | $89,640 (+44.44%) Land $15,680 Building $73,960 | $256,100 (+44.44%) Land $44,800 Building $211,300 |
| 2022 | $1,946.00 Homeowner's exemption | $62,060 Land $10,850 Building $51,210 | |
| 2020 | $177,300 Land $31,000 Building $146,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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