4149 David Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 4149 David Dr, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,001 sqft · built 1953
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Jul 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`218-0051-025-0000`

Property Details

APN / Parcel Number

Primary APN	`218-0051-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,001 sqft Living Area
1st Floor Area	1,001 sqft
Family Room	Family Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4149 DAVID DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HIGHLAND TERRACE 03, LOT 945
Legal Subdivision	HIGHLAND TERRACE 03
Legal Lot Number	945
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1000
Census Tract	7403

Owner

4149 David Dr is owned by a company that acquired it in April 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	4149 DAVID DR, NORTH HIGHLANDS, CA 95660-4579
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 25, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 4, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2018	Reverse Mortgage, Mortgage · FHA Mortgage HIGHTECHLENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 3, 2018
Transfer Doc	5040000000996
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4149 DAVID DR, NORTH HIGHLANDS, CA 95660-4579
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4149 DAVID DR, NORTH HIGHLANDS, CA 95660-4579
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000216
Date	Jul 25, 2022
Instrument	2022072500216

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	883 Months
Due	Feb 27, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.2%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4149 DAVID DR, NORTH HIGHLANDS, CA 95660-4579
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4149 DAVID DR, NORTH HIGHLANDS, CA 95660-4579
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000215
Date	Jul 25, 2022
Instrument	2022072500215

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	883 Months
Due	Feb 27, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.2%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2018
Property Address	4149 DAVID DR, NORTH HIGHLANDS, CA 95660-4579
Document Number	1805040996
Instrument Date	Apr 3, 2018
Instrument	1805040996
Transaction Type	Transfer
Record Updated	May 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4149 DAVID DR NORTH HIGHLANDS CA 956604579, NORTH HIGHLANDS, CA 95660-4579

April 2018: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2018
Property Address	4149 DAVID DR, NORTH HIGHLANDS, CA 95660-4579
Document Number	1804300840
Instrument Date	Mar 12, 2018
Instrument	1804300840
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4149 DAVID DR NORTH HIGHLANDS CA 956604579, NORTH HIGHLANDS, CA 95660-4579

Mortgage

Document Number	1804300841
Date	Apr 30, 2018
Instrument	1804300841

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.01%

Mortgage

Document Number	1804300842,
Date	Apr 30, 2018
Instrument	1804300842

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.01%

Tax Assessment & Valuation

The 2025 property tax bill for 4149 David Dr was $1,266, up 5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$107,340 (+2%) Land $29,266 Building $78,074
2025	$1,266.00 (+4.98%)	$105,237 Land $28,693 Building $76,544
2024	$1,206.00 (-0.74%)
2023	$1,215.00 (+6.21%)	$101,153 Land $27,580 Building $73,573
2022	$1,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4149 David Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1995–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4149 David Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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