San Diego County property record for 4149 Cortez Way, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,008 sqft · built 1950 |
| Lot Size | 0.243 acres (10,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $456,000 (Mar 2018) |
| Tax Bill | $6,833 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 501-094-38-00 |
| Primary APN | 501-094-38-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 10,600 sqft (0.243 acres) |
| Street Address | 4149 CORTEZ WAY |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 205 (EX DOC71588REC70) TR 002175 |
| Legal Subdivision | CASA DE ORO AVOCADO ESTATES |
| Legal Tract | 002175 |
| Legal Block | 2 |
| Legal Lot Number | 205 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 13601 |
4149 Cortez Way is owned and occupied by two individuals who bought it in March 2018.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4149 CORTEZ WAY, SPRING VALLEY, CA 91977-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER AMERICA CU |
| Mar 1, 2018 | Grant Deed, Transfer · Conventional with PMI CALIFORNIA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2018 · Amount on File |
| Deed Sale | Mar 1, 2018 · Amount on File |
| Prior Sale | Aug 4, 2011 · Amount on File |
| Deed Document Number | 201879646 |
| Prior Transfer Date | Apr 18, 1996 |
| Prior Transfer Doc | 0000193410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4149 CORTEZ WAY, SPRING VALLEY, CA 91977-1319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TTL CO OF SOCAL |
| Name | Verified Name |
|---|---|
| Address | 4149 CORTEZ WAY, SPRING VALLEY, CA 91977-1319 |
| Document Number | 0000628648 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-0628648 |
| Name | PREMIER AMERICA CU |
|---|---|
| Type | Credit Union |
| Address | CHATSWORTH, CA 91311 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 1, 2018 |
| Property Address | 4149 CORTEZ WAY, SPRING VALLEY, CA 91977-1319 |
| Document Number | 0000079646 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 79646 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4149 CORTEZ WAY SPRING VALLEY CA 919771319, SPRING VALLEY, CA 91977-1319 |
| Document Number | 79647 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 79647 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 29, 2048 |
The 2025 property tax bill for 4149 Cortez Way was $6,833.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $529,219 (+2%) Land $333,214 Building $196,005 | |
| 2025 | $6,833.00 | $518,843 Land $326,681 Building $192,162 |
| 2023 | $6,381.00 (+1.54%) | $498,698 Land $313,997 Building $184,701 |
| 2022 | $6,284.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4149 Cortez Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4149 Cortez Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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