Hamilton County property record for 4148 Willard Dr, Chattanooga, TN 37416
| Property Type | Condominium |
|---|---|
| Details | 969 sqft · built 1965 |
| Lot Size | 3.31 acres (144,224 sqft) |
| Owner | Company Name on File |
| Last Sale | $22,000 (Nov 2012) |
| Tax Bill | $407 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128L D 004 C061 |
| Primary APN | 128L D 004 C061 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 969 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Lot Area | 144,224 sqft (3.31 acres) |
| Sewer | Connected |
|---|
| Account Number | 0000163085 |
|---|---|
| Street Address | 4148 WILLARD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3328 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BLDG 6 UNIT A CANTERBURY KNOLL CONDOS |
| Legal Subdivision | FRED STERCHI SR SUBDIVISION NO 1 |
| Legal Unit | A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11444 |
4148 Willard Dr, a condominium, is owned by a company that acquired it in December 2023.
Source: Hamilton County records, as of March 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 475 W END ST, COOKEVILLE, TN 38501-2206 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2024 | Quit Claim Deed, Transfer · Line of Credit CADENCE BANK NA |
| Jul 31, 2018 | Deed of Trust, Mortgage FNB BK |
| Dec 5, 2017 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2012 · Amount on File |
| Deed Sale | Nov 30, 2012 · Amount on File |
| Prior Sale | Nov 6, 2012 · Amount on File |
| Deed Document Number | 2012166 |
| Deed Book / Page | 9810 / 206 |
| Last Transfer Date | Dec 22, 2023 |
| Transfer Doc | 0000000216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 3, 2024 |
| Property Address | 4148 WILLARD DR, CHATTANOOGA, TN 37416-3328 |
| Document Number | 0000000216 |
| Book / Page | 13484 / 64 |
| Map Reference | MB 9856 PG 704 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2024010300216 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 W END ST, COOKEVILLE, TN 38501-2206 |
| Document Number | 0000000217 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 2024010300217 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4148 WILLARD DR, CHATTANOOGA, TN 37416-3328 |
| Document Number | 0801000262 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | FIRST CHOICE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 475 W END ST COOKEVILLE TN 385012206, COOKEVILLE, TN 38501-2206 |
| Document Number | 0801000262 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 011416/000271 |
| Instrument | 180801000262 |
| Name | FNB BK |
|---|---|
| Type | Bank |
| Address | SCOTTSBORO, AL 35768-1742 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jul 31, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 5, 2017 |
| Property Address | 4148 WILLARD DR, CHATTANOOGA, TN 37416-3328 |
| Document Number | 0000000206 |
| Book / Page | 011219 / 000966 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 206 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,775.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 475 W END ST COOKEVILLE TN 385012206, COOKEVILLE, TN 38501-2206 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4148 Willard Dr was $407, down 8.7% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $407.00 (-8.74%) | $26,875 (+34.54%) | $107,500 (+34.54%) Land $40,000 Building $67,500 |
| 2024 | $446.00 | $19,975 (-) | $79,900 (-) Land $20,000 Building $59,900 |
| 2023 | $446.00 | $19,975 (-) | $79,900 (-) Land $20,000 Building $59,900 |
| 2022 | $446.00 | $19,975 | $79,900 Land $20,000 Building $59,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4148 Willard Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2003–2011) |
| Most Recent Claim | Sep 2011 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4148 Willard Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures