Osceola County property record for 4148 Southern Vista Loop, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,791 sqft Living Area |
| Lot Size | 11,325 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $595,000 (2023) |
| Tax Bill | $5,778.00 (2025) |
| Primary APN | 13-26-30-0663-0001-0420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,791 sqft Living Area |
| Gross Area | 3,718 sqft Gross Area |
| 1st Floor | 1,203 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached Garage |
| Garage Area | 501 sqft Garage |
| Porch Area | 370 sqft Porch |
| Heating System | Central Heating |
|---|
| Street Address | 4148 SOUTHERN VISTA LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6876 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES PH 5 PB 31 PGS 133-139 LOT 42 |
| Legal Subdivision | SOUTHERN PINES PHASE 5 |
| Legal Lot Number | 42 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 13-26-30-0663-0001-0420
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4148 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6876 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 27, 2023 | Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| May 19, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on Record |
| Deed Sale | May 19, 2023 · Amount on Record |
| Deed Doc Number | 202364577 |
| Deed Book / Page | 6410 / 1329 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 27, 2023 |
| Property Address | 4148 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6876 |
| Document Number | 0064310725 |
| Book / Page | 6431 / 725 |
| Map Reference | MB 31 PG 133-139 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023082712 |
| Record Updated | Jan 22, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 19, 2023 |
| Property Address | 4148 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6876 |
| Document Number | 0064101329 |
| Book / Page | 6410 / 1329 |
| Map Reference | MB 31 PG 133-139 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023064577 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,165.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4148 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6876 |
| Document Number | 0064101334 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 6410/1334 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,778.00 (+508.85%) Homeowner's exemption | $365,687 (+509.48%) | $436,700 (+627.83%) Land $75,000 Building $361,700 |
| 2023 | $949.00 (+17.16%) | $60,000 (+33.33%) Land $60,000 | $60,000 (+33.33%) Land $60,000 |
| 2022 | $810.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 360 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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