Lincoln County property record for 4148 Millstream Rd, Denver, NC 28037 · Last verified November 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,907 sqft Finished Area |
| Lot Size | 11,456 sqft (0.262 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $532,000 (2022) |
| Tax Bill | $3,387.00 (2023) |
Source: Lincoln County records · APN 4603-30-6501
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4148 MILLSTREAM RD, DENVER, NC 28037-0799 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 28, 2022 | Warranty Deed, Transfer · Commercial Mortgage COGENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Prior Sale | Feb 28, 2022 · Amount on Record |
| Deed Doc Number | 0003200200 |
| Deed Book / Page | 3200 / 200 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 30, 2022 |
| Property Address | 4148 MILLSTREAM RD, DENVER, NC 28037-0799 |
| Document Number | 0003200200 |
| Book / Page | 3200 / 200 |
| Map Reference | MB 20 PG 43-45 |
| Instrument Date | Sep 24, 2022 |
| Instrument | 658476 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,064.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455 |
| Name | Verified Name |
|---|---|
| Address | 4148 MILLSTREAM RD, DENVER, NC 28037-0799 |
| Document Number | 0000658477 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 658477 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.2% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 28, 2022 |
| Property Address | 4148 MILLSTREAM RD, DENVER, NC 28037-0799 |
| Document Number | 0003140711 |
| Book / Page | 3140 / 711 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 648165 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,134.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11220 ELM LN STE 107, 107, CHARLOTTE, NC 28277-0716 |
| Name | Verified Name |
|---|---|
| Address | 11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455 |
| Investor | Possibly a Property Investor |
| Document Number | 0003140714 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 3140/714 |
| Instrument | 648166 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Commercial Mortgage |
|---|
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,387.00 | $543,366 Land $62,000 Building $481,366 | $543,366 Land $62,000 Building $481,366 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4603-30-6501 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 2,907 sqft Finished Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Custom Design Style |
| Lot Area | 11,456 sqft (0.262 acres) |
| Pool Area | 350 sqft Pool |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 293301 |
|---|---|
| Street Address | 4148 MILLSTREAM RD |
| City | DENVER |
| State | NC |
| Zip | 28037-0799 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #141 LT WILDBROOK PH 1B |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | CATAWBA SPRINGS |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 71101 |
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