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4148 Malawi Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4148 Malawi Trl, Saint Cloud, FL 34772 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,452 sqft · built 2023
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$303,990 (Jun 2023)
Tax Bill$4,381 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-26-31-3566-0001-5290

Property Details

APN / Parcel Number

Primary APN32-26-31-3566-0001-5290
Alternative APN
  • 263132356600015290

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,452 sqft Living Area
Gross Area1,728 sqft
1st Floor Area604 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached
Garage Area252 sqft
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address4148 MALAWI TRL
CitySAINT CLOUD
StateFL
Zip34772-6418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUENA LAGO PH 1 & 2 PB 32 PGS 29-36 LOT 529
Legal SubdivisionBUENA LAGO PHASE 1 2
Legal Lot Number529
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1039
Census Tract43301

Owner

Source: Osceola County records · APN 32-26-31-3566-0001-5290

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4148 MALAWI TRL, SAINT CLOUD, FL 34772-6418
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Deed Document Number202384809
Deed Book / Page6433 / 1835
Record UpdatedJun 08, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 30, 2023
Property Address4148 MALAWI TRL, SAINT CLOUD, FL 34772-6418
Document Number0064331835
Book / Page6433 / 1835
Map ReferenceMB 32 PG 29-36
Instrument DateJun 28, 2023
Instrument2023084809
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,128.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address4148 MALAWI TRL, SAINT CLOUD, FL 34772-6418

Mortgage

Document Number0064331836
DateJun 30, 2023
Instrument6433/1836
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,381.00 (-0.99%) Homeowner's exemption$256,400 (+2,036.67%) Land $40,000 Building $216,400$256,400 (+2,036.67%) Land $40,000 Building $216,400
2024$4,425.00 (+173.65%)
2023$1,617.00 (+868.26%)$12,000 (-) Land $12,000$12,000 (-) Land $12,000
2022$167.00$12,000 Land $12,000$12,000 Land $12,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire LikelihoodAbout 1 in 220 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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