Washington County property record for 4148 Independence Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,739 sqft · built 2023 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jun 2024) |
| Tax Bill | $2,619 (2025) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-0269-0035 |
| Primary APN | 02-0269-0035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,739 sqft Living Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 1,739 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Width | 78.2 ft Width |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4148 INDEPENDENCE DR |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-3007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY HILLS UNIT #2 LOT 35 ORB 1305 P 490 BLK 0269 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 36 |
| Legal Subdivision | SUNNY HILLS |
| Legal Block | 35 |
| Legal Lot Number | 35 |
| Legal Unit | 2 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1206 |
| Census Tract | 970301 |
Source: Washington County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1003 ORANGE HILL RD, CHIPLEY, FL 32428-6306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 3, 2024 | Warranty Deed, Transfer · VA Mortgage BANKSOUTH MORTGAGE COMPANY LLC |
| Jun 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on Record |
| Deed Sale | Jun 3, 2024 · Amount on Record |
| Deed Document Number | 20244057 |
| Deed Book / Page | 1305 / 490 |
| Prior Transfer Date | Jun 3, 2022 |
| Prior Transfer Doc | 0067005085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 3, 2024 |
| Property Address | 4148 INDEPENDENCE DR, CHIPLEY, FL 32428-3007 |
| Document Number | 0067004057 |
| Book / Page | 1305 / 490 |
| Map Reference | MB 2 PGS 28 THROUGH |
| Instrument Date | May 28, 2024 |
| Instrument | 202467004057 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2750 EDWARDS RD, PANAMA CITY, FL 32409-2420 |
| Name | Verified Name |
|---|---|
| Address | 1003 ORANGE HILL RD, CHIPLEY, FL 32428-6306 |
| Document Number | 0067004058 |
|---|---|
| Date | Jun 3, 2024 |
| Instrument | 202467004058 |
| Name | BANKSOUTH MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jun 7, 2022 |
| Property Address | 4148 INDEPENDENCE DR, CHIPLEY, FL 32428-3007 |
| Document Number | 0067005085 |
| Book / Page | 1243 / 951 |
| Map Reference | MB 2 PG 28-37 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 202267005085 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2750 EDWARDS RD, SOUTHPORT, FL 32409-2420 |
| Name | Verified Name |
|---|---|
| Address | 2750 EDWARDS RD, SOUTHPORT, FL 32409-2420 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,619.00 (-10.46%) Homeowner's exemption | $227,019 (+5.76%) Land $8,500 Building $218,519 | $227,019 (+5.76%) Land $8,500 Building $218,519 |
| 2024 | $2,925.00 (+2,685.71%) | $214,658 (+4,193.16%) Land $6,000 Building $208,658 | $214,658 (+4,193.16%) Land $6,000 Building $208,658 |
| 2023 | $105.00 (+45.83%) | $5,000 (+42.86%) Land $5,000 | $5,000 (+42.86%) Land $5,000 |
| 2022 | $72.00 | $3,500 Land $3,500 | $3,500 Land $3,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
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