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4148 Flat Creek Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 4148 Flat Creek Rd, Lancaster, SC 29720

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,675 sqft · built 1979
Lot Size5.43 acres (236,531 sqft)
OwnerIndividual Name on Record
Last Sale$229,000 (Sep 2020)
Tax Bill$1,731 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Apr 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0089-00-073.01

Property Details

APN / Parcel Number

Primary APN0089-00-073.01
Alternative APNs
  • 00890 00 073.01
  • 18042

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,675 sqft Living Area
Gross Area2,709 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area236,531 sqft (5.43 acres)
Garage Area682 sqft
PorchPorch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number18042
Street Address4148 FLAT CREEK RD
CityLANCASTER
StateSC
Zip29720-7432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal SubdivisionHARWILL WOOD
Legal Block1
Legal Lot Number1
JurisdictionLANCASTER SC
Township / Civil DivisionLANCASTER
Census Block Group4
Census Block4020
Census Tract11001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4148 FLAT CREEK RD, LANCASTER, SC 29720-7432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Apr 10, 2019Grant Deed, Transfer · FHA Mortgage
ACOPIA
Jul 24, 2018Grant Deed, Transfer
ATTORNEY ONLY
Sep 15, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleApr 10, 2019 · Amount on Record
Deed Document Number202016873
Deed Book / Page1368 / 203
Prior Transfer DateSep 13, 2017
Prior Transfer Doc0000013771
Record UpdatedOct 29, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER SC
Recording DateSep 30, 2020
Property Address4148 FLAT CREEK RD, LANCASTER, SC 29720-7432
Document Number0000016873
Book / Page1368 / 203
Map ReferencePL 2110
Instrument DateSep 29, 2020
Instrument2020016873
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$847.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4148 FLAT CREEK RD, LANCASTER, SC 29720-7432

Mortgage

Document Number0000016915
DateSep 30, 2020
Instrument2020016915
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLANCASTER SC
Recording DateApr 10, 2019
Property Address4148 FLAT CREEK RD, LANCASTER, SC 29720-7432
Document Number0000004866
Book / Page001224 / 000081
Instrument DateApr 8, 2019
Instrument4866
Transaction TypeTransfer
Record UpdatedApr 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$697.45
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4148 FLAT CREEK RD LANCASTER SC 297207432, LANCASTER, SC 29720-7432

Mortgage

Document Number4867
DateApr 10, 2019
Book Page003717/000141
Instrument4867
Lender
NameACOPIA
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLANCASTER SC
Recording DateJul 24, 2018
Property Address4148 FLAT CREEK RD, LANCASTER, SC 29720-7432
Document Number0000010526
Book / Page001157 / 000295
Instrument DateDec 20, 2017
Instrument10526
Transaction TypeTransfer
Record UpdatedAug 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$151.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4148 FLAT CREEK RD LANCASTER SC 297207432, LANCASTER, SC 29720-7432

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER SC
Recording DateSep 15, 2017
Property Address4148 FLAT CREEK RD, LANCASTER, SC 29720-7432
Document Number0000013771
Book / Page001082 / 000043
Instrument DateSep 13, 2017
Instrument13771
Transaction TypeTransfer
Record UpdatedSep 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4148 FLAT CREEK RD LANCASTER SC 297207432, LANCASTER, SC 29720-7432

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLancaster County
Unified School DistrictLancaster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,731.00 (+9.56%)$11,617 (+14.95%) Land $1,640 Building $9,977$353,700 (+40.8%) Land $48,300 Building $305,400
2024$1,580.00 (+0.45%)
2023$1,573.00$10,106 Land $1,542 Building $8,564$251,200 Land $37,100 Building $214,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
RiverNet Connect
Fiber		1,000 / 1,000
Comporium
Cable		1,000 / 100
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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