Dare County property record for 4148 Dowdy Ln, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,014 sqft · built 1988 |
| Lot Size | 1.3 acres (57,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Nov 2012) |
| Tax Bill | $5,016 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 986506473651 |
| Primary APN | 986506473651 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,014 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 57,020 sqft (1.3 acres) |
| View / Lot | Waterfront - Canal |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986506473651 |
|---|---|
| Street Address | 4148 DOWDY LN |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-4359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 5 BLK: SEC: PL: C SL: 108B |
| Legal Subdivision | AVERY ISLE |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970102 |
4148 Dowdy Ln is owned and occupied by two individuals who bought it in November 2012.
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4148 DOWDY LN, KITTY HAWK, NC 27949-4359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2012 · Amount on File |
| Deed Sale | Nov 15, 2012 · Amount on File |
| Deed Document Number | 20126319665 |
| Deed Book / Page | 1913 / 316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4148 DOWDY LN, KITTY HAWK, NC 27949-4359 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002643/718 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 2643/718 |
| Instrument | 700122585 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 13, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 4148 Dowdy Ln was $5,016, up 3.1% from the year before.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kitty Hawk Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,016.00 (+3.06%) | $990,600 (-) Land $399,900 Building $590,700 | $990,600 Land $399,900 Building $590,700 |
| 2025 | $4,867.00 | $990,600 Land $399,900 Building $590,700 | |
| 2023 | $5,374.00 | $767,221 Land $284,400 Building $482,821 | |
| 2020 | $990,600 Land $399,900 Building $590,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4148 Dowdy Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 371 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 371 in force |
| Nearby Flood Claims | 326 (1989–2021) |
| Claims Outside the SFHA | 11 of 326 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4148 Dowdy Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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