4148 Diamond Cir, Oceanside, CA 92056 Property Records

San Diego County property record for 4148 Diamond Cir, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,512 sqft · built 1986
Lot Size	0.92 acres (4,004 sqft)
Owner	Company Name on Record
Last Sale	$390,000 (May 2016)
Tax Bill	$6,327 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`162-520-19-00`

Property Details

APN / Parcel Number

Primary APN	`162-520-19-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,004 sqft (0.92 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4148 DIAMOND CIR
City	OCEANSIDE
State	CA
Zip	92056-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 19 TR 011093
Legal Subdivision	COLLEGE PARK ESTATES
Legal Tract	011093
Legal Block	2
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	19403

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1740 MAGNOLIA DR, YUBA CITY, CA 95991-7588
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage NPB MORTGAGE LLC
Sep 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage JSE MORTGAGE HOLDINGS LLC
Jul 5, 2022	Grant Deed, Transfer
May 7, 2021	Intrafamily Transfer, Transfer
Apr 28, 2021	Intrafamily Transfer, Transfer
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2016 · Amount on Record
Deed Sale	May 18, 2016 · Amount on Record
Prior Sale	Dec 5, 1994 · Amount on Record
Deed Document Number	2016241683
Prior Transfer Date	Oct 19, 2001
Prior Transfer Doc	0000775853
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4148 DIAMOND CIR, OCEANSIDE, CA 92056-3446
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 MAGNOLIA DR, YUBA CITY, CA 95991-7588

Mortgage

Document Number	0000202316
Date	Jul 28, 2023
Instrument	2023-0202316

Lender

Name	NPB MORTGAGE LLC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.49%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.49%
Max Rate At Change	12.4%
Max Rate	12.4%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4148 DIAMOND CIR, OCEANSIDE, CA 92056-3446
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 MAGNOLIA DR, YUBA CITY, CA 95991-7588

Mortgage

Document Number	0000372309
Date	Sep 22, 2022
Instrument	2022-0372309

Lender

Name	JSE MORTGAGE HOLDINGS LLC
Type	Non-Lending Institution
Address	TARZANA, CA 91357

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2022
Property Address	4148 DIAMOND CIR, OCEANSIDE, CA 92056-3446
Document Number	0000273580
Map Reference	MAP 11093
Instrument Date	Jul 5, 2022
Instrument	2022-0273580
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1740 MAGNOLIA DR, 1740, YUBA CITY, CA 95991-7588

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2021
Property Address	4148 DIAMOND CIR, OCEANSIDE, CA 92056-3446
Document Number	0000352561
Map Reference	MAP 11093
Instrument Date	May 5, 2021
Instrument	2021-0352561
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1740 MAGNOLIA DR, YUBA CITY, CA 95991-7588

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2021
Property Address	4148 DIAMOND CIR, OCEANSIDE, CA 92056-3446
Document Number	0000326262
Map Reference	MAP 11093
Instrument Date	Apr 27, 2021
Instrument	2021-0326262
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1740 MAGNOLIA DR, YUBA CITY, CA 95991-7588

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4148 DIAMOND CIR, OCEANSIDE, CA 92056-3446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073572
Date	Feb 14, 2017
Instrument	2017-0073572

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 28, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4148 DIAMOND CIR, OCEANSIDE, CA 92056-3446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000482211
Date	Nov 20, 2018
Instrument	2018-0482211

Lender

Name	STEARNS BANK NA
Type	Bank
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,674 (+2%) Land $345,986 Building $220,688
2025	$6,327.00 (+6.03%)	$555,563 (+4.04%) Land $339,202 Building $216,361
2024	$5,967.00 (+2.46%)
2023	$5,824.00 (+0.24%)	$533,991 Land $326,031 Building $207,960
2022	$5,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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