4148 Co Rd 1098, Celeste, TX 75423 Property Records

Hunt County property record for 4148 Co Rd 1098, Celeste, TX 75423

Property Summary

Property Type	Rural Home
Details	1,560 sqft · built 2022
Lot Size	10 acres (436,166 sqft)
Owner	Individual Name on File
Tax Bill	$194 (2022)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0023-0050-0020-00`

Property Details

APN / Parcel Number

Primary APN	`0023-0050-0020-00`
Alternative APN	`R211545`

Interior

Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	520 sqft
2nd Floor Area	1,040 sqft

Exterior

Year Built	Built 2022
Lot Area	436,166 sqft (10 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	R211545
Street Address	4148 COUNTY ROAD 1098
City	CELESTE
State	TX
Zip	75423-5513
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0023 ARNOLD JAMES H,TRACT 5-2, ACRES 10.013,(ALSO IN A0494)
Legal Subdivision	ARNOLD JAMES H
Legal Tract	5-2
Jurisdiction	HUNT TX
Township / Civil Division	CELESTE
Census Block Group	2
Census Block	2097
Census Tract	960300

Owner

Source: Hunt County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4148 COUNTY ROAD 1098, CELESTE, TX 75423-5513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage HARMONY BANK
Jul 28, 2021	Vendor's Lien, Transfer · Line of Credit FIRST NATIONAL BANK OF KEMP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2021
Deed Sale	Jul 28, 2021
Deed Document Number	2021-16283
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4148 COUNTY ROAD 1098, CELESTE, TX 75423-5513
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018946
Date	Aug 12, 2022
Instrument	2022-18946

Lender

Name	HARMONY BANK
Type	Bank
Address	KEMP, TX 75143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 28, 2021
Property Address	4148 COUNTY ROAD 1098, CELESTE, TX 75423-5513
Document Number	0000016283
Instrument Date	Jul 27, 2021
Instrument	2021-16283
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3170 SAUNDERS DR, FARMERSVILLE, TX 75442-6262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9705 ZAHARIAS DR, MCKINNEY, TX 75072-8924

Mortgage

Document Number	0000016286
Date	Jul 28, 2021
Instrument	2021-16286

Lender

Name	FIRST NATIONAL BANK OF KEMP
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 27, 2022

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Bland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$250,620 (-1.76%) Land $14,130 Building $236,490	$496,730 (+0.98%) Land $260,240 Building $236,490
2023		$255,110 Land $13,430 Building $241,680	$491,890 Land $250,210 Building $241,680
2022	$194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HICKORY CREEK SUD serves 5,373 people · EPA ID TX1160062
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Communications, Inc. (OK, AR & TX) Fixed Wireless	400 / 50
JAB Wireless Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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