4148 Chambers St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4148 Chambers St, Cincinnati, OH 45223

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,120 sqft · built 1909
Lot Size	0.094 acres (4,138 sqft)
Owner	Company Name on File
Last Sale	$65,000 (May 2023)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	May 2023 Sale & Construction Loan
Flood Zone	Zone X (reduced by levee)
APN	`221-0019-0307-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0307-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,120 sqft Finished Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1909
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,138 sqft (0.094 acres)
Lot Dimensions	78 ft deep x 53 ft wide
Porch	Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4148 CHAMBERS ST
City	CINCINNATI
State	OH
Zip	45223-2579
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	REAR CHAMBERS ST 53.59 X 78.16 IRR PT BLK 35 J C LUDLOWS EST
Legal Subdivision	J C LUDLOWS ESTATE
Legal Block	35
Legal Lot Number	35
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1009
Census Tract	7400

Owner

Source: Hamilton County records · APN 221-0019-0307-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1319 VANDALIA AVE, CINCINNATI, OH 45223-2838
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Jan 13, 2020
Deed Document Number	2023-0031795
Deed Book / Page	14915 / 308
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 12, 2023
Property Address	4148 CHAMBERS ST, CINCINNATI, OH 45223-2579
Document Number	0000031795
Book / Page	14915 / 308
Map Reference	MB 2 PG 132
Instrument Date	May 05, 2023
Instrument	2023-0031795
Transaction Type	Construction Loan
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 SPRINGFIELD PIKE, CINCINNATI, OH 45215-2124

Mortgage

Document Number	0000031796
Date	May 12, 2023
Instrument	2023-0031796

Lender

Name	SPRING VALLEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2033

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,699.00 (+0.15%)	$37,783 (-) Land $11,270 Building $26,513
2024	$2,695.00 (-0.19%)	$37,783 (-) Land $11,270 Building $26,513
2023	$2,700.00 (+67.6%)	$37,783 (+110.35%) Land $11,270 Building $26,513	$107,950 (+110.35%) Land $32,200 Building $75,750
2022	$1,611.00	$17,962 Land $5,831 Building $12,131
2020			$51,320 Land $16,660 Building $34,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 418 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.