Union County property record for 4148 Cedar Point Ave, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,591 sqft · built 2003 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Mar 2026) |
| Tax Bill | $2,851 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-147-313 |
| Primary APN | 07-147-313 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,591 sqft Living Area |
| Gross Area | 2,053 sqft |
| 1st Floor Area | 1,591 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,578 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4148 CEDAR POINT AVE |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-8737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | MR STALLIN |
| Legal Description | #33 CHESTNUT OAKS PH1 MP2 OPCH065 |
| Legal Subdivision | CHESNUT OAKS |
| Legal Lot Number | 33 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20314 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4148 CEDAR POINT AVE, MATTHEWS, NC 28104-8737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 14, 2025 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Mar 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 29, 2023 | Warranty Deed, Transfer NOT AVAILABLE, TRYON TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2026 · Amount on Record |
| Deed Sale | Mar 6, 2026 · Amount on Record |
| Prior Sale | May 2, 2006 · Amount on Record |
| Deed Document Number | 20265958 |
| Deed Book / Page | 9320 / 499 |
| Prior Transfer Date | Mar 28, 2023 |
| Prior Transfer Doc | 0000006990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4148 CEDAR POINT AVE, MATTHEWS, NC 28104-8737 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4148 CEDAR POINT AVE, MATTHEWS, NC 28104-8737 |
| Document Number | 0009098247 |
|---|---|
| Date | Apr 14, 2025 |
| Book Page | 9098/247 |
| Instrument | 8936 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 6, 2026 |
| Property Address | 4148 CEDAR POINT AVE, MATTHEWS, NC 28104-8737 |
| Document Number | 0009320499 |
| Book / Page | 9320 / 499 |
| Map Reference | CAB H FILE 65 |
| Instrument Date | Mar 6, 2026 |
| Instrument | 5958 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | SIESTA TITLE LLC, VISTA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10378 ALEXANDER MARTIN AVE, CHARLOTTE, NC 28277-2708 |
| Name | Verified Name |
|---|---|
| Address | 4148 CEDAR POINT AVE, MATTHEWS, NC 28104-8737 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005959 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 5959 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 29, 2023 |
| Property Address | 4148 CEDAR POINT AVE, MATTHEWS, NC 28104-8737 |
| Document Number | 0000878917 |
| Book / Page | 8789 / 17 |
| Map Reference | CAB H FILE 65 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 23752 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | NOT AVAILABLE, TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $854.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6012 BROOKFIELD CT, MATTHEWS, NC 28104-6753 |
| Name | Verified Name |
|---|---|
| Address | 4148 CEDAR POINT AVE, MATTHEWS, NC 28104-8737 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,900 (-) Land $85,400 Building $330,500 | $415,900 (-) Land $85,400 Building $330,500 | |
| 2025 | $2,851.00 (+22.1%) | $415,900 (+50.63%) Land $85,400 Building $330,500 | $415,900 (+50.63%) Land $85,400 Building $330,500 |
| 2023 | $2,335.00 (+0.91%) | $276,100 (-) Land $55,000 Building $221,100 | $276,100 (-) Land $55,000 Building $221,100 |
| 2022 | $2,314.00 | $276,100 Land $55,000 Building $221,100 | $276,100 Land $55,000 Building $221,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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