4148 Cadle Creek Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 4148 Cadle Creek Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,128 sqft · built 1955
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Oct 2008)
Tax Bill	$7,695 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-000-08982400`

Property Details

APN / Parcel Number

Primary APN	`01-000-08982400`
Alternative APNs	`1-000-08982400` `00008982400`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	1,360 sqft
Basement Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
View / Lot	Waterfront
Garage Area	1,196 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	924 sqft
Porch	Enclosed Porch
Porch Area	760 sqft
Shed	1 Shed
Shed Area	130 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	00008982400
Street Address	4148 CADLE CREEK RD
City	EDGEWATER
State	MD
Zip	21037-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.78 ACRE EDGEWATER
Legal Subdivision	EDGEWATER
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2023
Census Tract	701201

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4148 CADLE CREEK RD, EDGEWATER, MD 21037-4529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 30, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2008 · Amount on Record
Deed Sale	Oct 14, 2008 · Amount on Record
Prior Sale	Jul 14, 1999 · Amount on Record
Deed Document Number	20089534
Deed Book / Page	20461 / 420
Last Transfer Date	Nov 6, 2008
Transfer Doc	0205370396
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4148 CADLE CREEK RD, EDGEWATER, MD 21037-4529
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4148 CADLE CREEK RD, EDGEWATER, MD 21037-4529

Mortgage

Document Number	0369530354
Date	Jun 9, 2021
Book Page	36953/354

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4148 CADLE CREEK RD, EDGEWATER, MD 21037-4529
Document Number	0332720296
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4148 CADLE CREEK RD EDGEWATER MD 210374529, EDGEWATER, MD 21037-4529

Mortgage

Document Number	0332720296
Date	Jun 25, 2019
Book Page	033272/000296

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 24, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$939,100 (+15.3%)	$1,001,400 (+22.95%) Land $652,000 Building $349,400
2024	$7,695.00 (+10.2%)
2023	$6,983.00 Homeowner's exemption	$814,500 Land $552,000 Building $262,500	$814,500 Land $552,000 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	3 (2003–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cadle Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures