4148 Academy St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4148 Academy St, Dearborn Heights, MI 48125

Property Summary

Property Type	Bungalow
Details	3 bd · 1 ba · 847 sqft · built 1943
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Oct 2018)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33 046 02 0443 001`

Property Details

APN / Parcel Number

Primary APN	`33 046 02 0443 001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	847 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	165 ft deep x 40 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4148 ACADEMY ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-2204
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Legal Description	33E443A N 1/2 OF LOT 443 GRINDLEY PARK SUB T2S R10E L34 P72 TO 74 WCR
Legal Subdivision	GRINDLEY PARK
Legal Lot Number	443
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1011
Census Tract	572700

Owner

Source: Wayne County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4148 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage THE MORTGAGE LINK INC
Oct 25, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on Record
Deed Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	2018306902
Deed Book / Page	54691 / 340
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jul 28, 2026
Property Address	4148 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2204
Document Number	0000240317
Book / Page	60432 / 242
Instrument Date	Jul 24, 2026
Instrument	2026240317
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4148 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2204

Mortgage

Document Number	0000240317,
Date	Jul 28, 2026
Book Page	60432/242
Instrument	2026240317

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4148 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2204
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4148 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2204

Mortgage

Document Number	0586140361
Date	Dec 27, 2023
Book Page	58614/361
Instrument	2024003186

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 25, 2018
Property Address	4148 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2204
Document Number	0546910340
Book / Page	054691 / 000340
Instrument Date	Oct 16, 2018
Instrument	306902
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,031.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4421 LAPHAM ST DEARBORN MI 481263474, DEARBORN, MI 48126-3474

Mortgage

Document Number	546891045
Date	Oct 25, 2018
Book Page	054689/001045
Instrument	306371

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 5, 2018
Property Address	4148 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2204
Document Number	0543401211
Book / Page	054340 / 001211
Instrument Date	Mar 28, 2018
Instrument	135942
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2644 SOUTHFIELD FWY DEARBORN MI 481244348, DEARBORN, MI 48124-4348

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,900 (+6.85%)	$149,800 (+6.85%)
2025	$2,281.00 (+14.45%) Homeowner's exemption	$70,100 (+28.15%)	$140,200 (+28.15%)
2023		$54,700	$109,400
2020	$1,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	30 (1979–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Aug 2014 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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