4147 Thomas St, Memphis, TN 38127 Property Records

Shelby County property record for 4147 Thomas St, Memphis, TN 38127

Property Summary

Property TypeCommercial
Lot Size0.78 acres (33,977 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Aug 2025)
Tax Bill$988 (2025)
Deeds & MortgagesAug 2025 Sale
Nov 2022 Line of Credit
Flood ZoneZone AE (high risk)
APND0-145-0-0070

Property Details

APN / Parcel Number

Primary APND0-145-0-0070

Exterior

Lot Area33,977 sqft (0.78 acres)

Location & Zoning

Street Address4147 THOMAS ST
CityMEMPHIS
StateTN
Zip38127
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCMU-3
Legal DescriptionNS THOMAS STREET SEE MAP D1-45
JurisdictionSHELBY TN
Township / Civil Division1
Census Block Group1
Census Block1000
Census Tract9901

Owner

4147 Thomas St, a commercial property, is owned by two individuals who bought it in August 2025.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address5138 TEAL AVE, MEMPHIS, TN 38118-4535
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2025Warranty Deed, Transfer
Nov 7, 2022Deed of Trust, Mortgage · Line of Credit
INSOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2025 · Amount on File
Deed SaleAug 8, 2025 · Amount on File
Prior SaleAug 30, 1999 · Amount on File
Deed Document Number202565895
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateAug 8, 2025
Property Address4147 THOMAS ST, MEMPHIS, TN 38127
Document Number0025065895
Instrument DateAug 1, 2025
Instrument25065895
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount on Record
Tax$351.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5138 TEAL AVE, MEMPHIS, TN 38118-4535

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4147 THOMAS ST, MEMPHIS, TN 38127
Transaction TypeMortgage
Record UpdatedNov 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4171 THOMAS ST, MEMPHIS, TN 38127-3263

Mortgage

Document Number0022122718
DateNov 7, 2022
Instrument22122718
Lender
NameINSOUTH BANK
TypeBank
AddressMILLINGTON, TN 38053
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4147 Thomas St was $988.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$988.00$36,760 Land $14,800 Building $21,960$91,900 Land $37,000 Building $54,900
2023$30,440 Land $13,440 Building $17,000
2022$1,031.00
2021$76,100 Land $33,600 Building $42,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4147 Thomas St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1979–2011)
Claims Outside the SFHA1 of 11
Most Recent ClaimJun 2011 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4147 Thomas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Thomas St

Nearby Streets

Search Property Records by Address or Parcel Number