4146 Riddle Ct, Chipley, FL 32428 Property Records

Washington County property record for 4146 Riddle Ct, Chipley, FL 32428 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,760 sqft · built 2007
Lot Size0.546 acres (23,827 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jan 2024)
Tax Bill$2,951 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jun 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-1088-0025

Property Details

APN / Parcel Number

Primary APN19-1088-0025
Alternative APN
  • 001910880025

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,760 sqft Heated Area
Gross Area2,396 sqft Gross Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,827 sqft (0.546 acres)
Garage TypeFinished
Garage Area440 sqft Garage
Patio Area100 sqft Patio
PorchOpen Porch
Porch Area36 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number001910880025
Street Address4146 RIDDLE CT
CityCHIPLEY
StateFL
Zip32428-2993
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY HILLS UNIT #19 LOT 25 BLK 1088, ORB 1294 P 392
Legal Range14W
Legal Township02N
Legal Section35
Legal SubdivisionSUNNY HILLS
Legal Block1088
Legal Lot Number25
Legal Unit19
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1218
Census Tract970301

Owner

Source: Washington County records · APN 19-1088-0025

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4146 RIDDLE CT, CHIPLEY, FL 32428-2993
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY SOUTH CU
Jul 22, 2020Warranty Deed, Transfer
NORTHWEST TITLE GROUP LLC
Jun 20, 2017Warranty Deed, Transfer · ARM
COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 29, 2024 · Amount on Record
Deed SaleJan 29, 2024 · Amount on Record
Prior SaleJul 22, 2020 · Amount on Record
Deed Document Number202467000611
Deed Book / Page1294 / 392
Record UpdatedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJan 29, 2024
Property Address4146 RIDDLE CT, CHIPLEY, FL 32428-2993
Document Number0067000611
Book / Page1294 / 392
Map ReferenceMB 3 PG 65
Instrument DateJan 26, 2024
Instrument202467000611
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2400 GRANDIFLORA BLVD # 902, 902, PANAMA CITY BEACH, FL 32408-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address4146 RIDDLE CT, CHIPLEY, FL 32428-2993

Mortgage

Document Number0000000394
DateJan 29, 2024
Instrument1294/394
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address4146 RIDDLE CT, CHIPLEY, FL 32428-2993
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067004943
DateJun 26, 2019
Book Page1148/0812
Instrument201967004943
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
AddressCHIPLEY, FL 32428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJul 22, 2020
Property Address4146 RIDDLE CT, CHIPLEY, FL 32428-2993
Document Number0067004782
Book / Page001181 / 000565
Instrument DateJul 21, 2020
Instrument67004782
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4146 RIDDLE CT CHIPLEY FL 324282993, CHIPLEY, FL 32428-2993

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 20, 2017
Property Address4146 RIDDLE CT, CHIPLEY, FL 32428-2993
Document Number0067003863
Book / Page1091 / 879
Map ReferenceMB3 PG65
Instrument DateJun 19, 2017
Instrument201767003863
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyMTI TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4146 RIDDLE CT, CHIPLEY, FL 32428-2993

Mortgage

Document Number0000000881
DateJun 20, 2017
Instrument1091/881
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJun 01, 2047
Interest
Rate TypeAdjustable Rate
Rate7%
AdjustableAdjustable Rate Rider
Type Change DateJun 01, 2020
Change FrequencyAnnually
Min Rate At Change7%
Max Rate At Change9%
Index1-Year CMT
Max Rate13%

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,951.00 (+46.82%) Homeowner's exemption$250,994 (+34.04%) Land $11,000 Building $239,994$250,994 (+3.62%) Land $11,000 Building $239,994
2024$2,010.00 (+18.86%) Homeowner's exemption$187,251 (+15.74%)$242,226 (+43.22%) Land $5,000 Building $237,226
2023$1,691.00 (+3.24%) Homeowner's exemption$161,786 (+3%)$169,131 (+7.68%) Land $5,000 Building $164,131
2022$1,638.00 Homeowner's exemption$157,074 Land $3,500 Building $153,574$157,074 Land $3,500 Building $153,574

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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