Yellowstone County property record for 4146 Phillip St, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,689 sqft · built 1966 |
| Lot Size | 0.119 acres (5,194 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,600 (Jun 2020) |
| Tax Bill | $1,781 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000A144000 |
| Primary APN | 000A144000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,689 sqft Living Area |
| Gross Area | 1,766 sqft |
| 1st Floor Area | 998 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 691 sqft |
| Unfinished Basement | 77 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,194 sqft (0.119 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Stoop |
| Porch Area | 35 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4146 PHILLIP ST |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-5436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-70 |
| Legal Description | SOUTHWEST PARK SUBD 2ND FILING, S09, T01 S, R26 E, BLOCK 7, LOT 10, E50 FT |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 09 |
| Legal Subdivision | SOUTHWEST PARK SUBD 2ND FILING |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | BILLINGS |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 902 |
4146 Phillip St is owned and occupied by an individual who bought it in June 2020.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4146 PHILLIP ST, BILLINGS, MT 59101-5436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on File |
| Deed Sale | Jun 5, 2020 · Amount on File |
| Prior Sale | Jan 25, 2013 · Amount on File |
| Deed Document Number | 20203922947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4146 PHILLIP ST, BILLINGS, MT 59101-5436 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004122743 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 4122743 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jun 5, 2020 |
| Property Address | 4146 PHILLIP ST, BILLINGS, MT 59101-5436 |
| Document Number | 0003922947 |
| Map Reference | DOC 713317 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 3922947 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST MONTANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4146 PHILLIP ST, BILLINGS, MT 59101-5436 |
| Document Number | 0003922948 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 3922948 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 4146 Phillip St was $1,781, down 20.8% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| Municipality | Billings City |
| County | Yellowstone County |
| Elementary School District | Billings Elementary School District (PK - 08) |
| Secondary School District | Billings High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,400 (-) Land $36,504 Building $250,896 | $287,400 (-) Land $36,504 Building $250,896 | |
| 2025 | $1,781.00 (-20.77%) | $287,400 Land $36,504 Building $250,896 | $287,400 Land $36,504 Building $250,896 |
| 2024 | $2,248.00 (+6.79%) | ||
| 2023 | $2,105.00 | $235,900 | $235,900 Land $35,261 Building $200,639 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4146 Phillip St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1997) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4146 Phillip St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155 |
|---|---|
| Water Source | Purchased surface water from CITY OF BILLINGS |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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