4146 E Madison Ave, Des Moines, IA 50317 Property Records

Polk County property record for 4146 E Madison Ave, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1963
Lot Size	0.168 acres (7,328 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Jul 2026)
Tax Bill	$4,164 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060/00849-001-000`

Property Details

APN / Parcel Number

Primary APN	`060/00849-001-000`
Alternative APN	`792321327026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,188 sqft Living Area
Gross Area	1,482 sqft
1st Floor Area	988 sqft
Basement Area	494 sqft
Finished Basement	200 sqft
Unfinished Basement	294 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,328 sqft (0.168 acres)
Lot Dimensions	116 ft deep x 63 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4146 E MADISON AVE
City	DES MOINES
State	IA
Zip	50317-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CASTALIA PLAZA
Legal Subdivision	CASTALIA PLAZA
Legal Lot Number	2
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1002
Census Tract	101

Owner

4146 E Madison Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Polk County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4146 E MADISON AVE, DES MOINES, IA 50317-4522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Sep 21, 2020	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit PREMIER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	202643295
Deed Book / Page	20592 / 318
Prior Transfer Date	Dec 19, 2001
Prior Transfer Doc	0000061074
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 15, 2026
Property Address	4146 E MADISON AVE, DES MOINES, IA 50317-4522
Document Number	0000043295
Book / Page	20592 / 318
Instrument Date	Apr 22, 2026
Instrument	202643295
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,794.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4146 E MADISON AVE, DES MOINES, IA 50317-4522

Mortgage

Document Number	0000043296,
Date	Jul 15, 2026
Instrument	202643296

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 21, 2020
Property Address	4146 E MADISON AVE, DES MOINES, IA 50317-4522
Document Number	202000032641
Book / Page	18078 / 732
Instrument Date	Sep 17, 2020
Instrument	2020-00032641
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4146 E MADISON AVE, DES MOINES, IA 50317-4522

Mortgage

Document Number	202000032643
Date	Sep 21, 2020
Instrument	2020-00032643

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4146 E MADISON AVE, DES MOINES, IA 50317-4522
Document Number	0000008096
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4146 E MADISON AVE DES MOINES IA 503174522, DES MOINES, IA 50317-4522

Mortgage

Document Number	0000008096
Date	Jul 30, 2018
Book Page	017017/000502
Instrument	8096

Lender

Name	PREMIER CU
Type	Credit Union
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 29, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,100 Land $39,800 Building $211,300	$251,100 Land $39,800 Building $211,300
2024	$4,164.00
2023		$222,100 Land $34,700 Building $187,400	$222,100 Land $34,700 Building $187,400
2020	$3,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4146 E Madison Ave in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4146 E Madison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

Nearby Properties on E Madison Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures