41455 Billy Joe Ln, Temecula, CA 92592 Property Records

Riverside County property record for 41455 Billy Joe Ln, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,645 sqft · built 1988
Lot Size	5.31 acres (231,304 sqft)
Owner	2 Company Names on File
Tax Bill	$5,784 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`965-230-010`

Property Details

APN / Parcel Number

Primary APN	`965-230-010`
Alternative APN	`952300010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,645 sqft Living Area
Gross Area	3,621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Tile
Lot Area	231,304 sqft
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	41455 BILLY JOE LN
City	TEMECULA
State	CA
Zip	92592-9265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	5.31 ACRES GRS IN LOT 79 MB 109/019 TR 12129
Legal Subdivision	TRACT 12129
Legal Tract	12129
Legal Lot Number	79
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3001
Census Tract	43246

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	41455 BILLY JOE LN, TEMECULA, CA 92592-9265
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 9, 2021	Intrafamily Transfer, Transfer
Mar 27, 2020	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 17, 2021
Transfer Doc	0000350451
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41455 BILLY JOE LN, TEMECULA, CA 92592-9265
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41455 BILLY JOE LN, TEMECULA, CA 92592-9265

Mortgage

Document Number	0000178247
Date	Apr 14, 2022
Instrument	2022-0178247

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.62%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 9, 2021
Property Address	41455 BILLY JOE LN, TEMECULA, CA 92592-9265
Document Number	0000350451
Map Reference	MB 109 PG 19-28
Instrument Date	May 17, 2021
Instrument	2021-0350451
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	41455 BILLY JOE LN, TEMECULA, CA 92592-9265

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41455 BILLY JOE LN, TEMECULA, CA 92592-9265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142214
Date	Mar 27, 2020
Instrument	2020-0142214

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41455 BILLY JOE LN, TEMECULA, CA 92592-9265
Document Number	0000142215
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41455 BILLY JOE LN TEMECULA CA 925929265, TEMECULA, CA 92592-9265

Mortgage

Document Number	0000142215
Date	Mar 27, 2020
Instrument	142215

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 26, 2021

Interest

Rate Type	Adjustable Rate
Rate	2.82%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,177 (+2%) Land $323,690 Building $159,487
2025	$5,784.00 (+2.74%) Homeowner's exemption	$473,704 (+4.04%) Land $317,344 Building $156,360
2023	$5,630.00 (+1.99%) Homeowner's exemption	$455,312 Land $305,022 Building $150,290
2022	$5,520.00
2021			$1,497,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
Southern California Telephone Fixed Wireless	75 / 15

May also be available: AT&T, Frontier, Spectrum.

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