4145 Wise Bnd, Thaxton, MS 38871 Property Records

Pontotoc County property record for 4145 Wise Bnd, Thaxton, MS 38871

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,955 sqft · built 1970
Lot Size	12.4 acres (541,451 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-07-000-001`

Property Details

APN / Parcel Number

Primary APN	`063-07-000-001`
Alternative APN	`5740`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,955 sqft Living Area
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	541,451 sqft (12.4 acres)
Deck Area	910 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	5740
Street Address	4145 WISE BND
City	THAXTON
State	MS
Zip	38871-9177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12.43 AC NW1/4 300-245 326-98 367-639 11/78 20033646 7/15/03 20036657 12/10/03 20036657 12/10/03 20052276 5/9/05 20060905
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	1
Census Block	1030
Census Tract	950200

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	4145 WISE BND, THAXTON, MS 38871-9177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage BANK OF OKOLONA
Mar 2, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST AMERICAN NATIONAL BANK
Jan 23, 2020	Deed of Trust, Mortgage THE PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	4145 WISE BND, THAXTON, MS 38871-9177
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 HOLLYWOOD ST, NEW ALBANY, MS 38652-5135

Mortgage

Document Number	2023000367
Date	Feb 1, 2023
Instrument	2023000367

Lender

Name	BANK OF OKOLONA
Type	Bank

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jan 20, 2028

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	4145 WISE BND, THAXTON, MS 38871-9177
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 HOLLYWOOD ST, NEW ALBANY, MS 38652-5135

Mortgage

Document Number	2022001003
Date	Mar 2, 2022
Instrument	2022001003

Lender

Name	FIRST AMERICAN NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 23, 2023

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	4145 WISE BND, THAXTON, MS 38871-9177
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 COTTON GIN LN, SALTILLO, MS 38866-7173

Mortgage

Document Number	2020000324
Date	Jan 23, 2020
Instrument	2020000324

Lender

Name	THE PEOPLES BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2035

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 (+121.73%)	$17,897 (+121.55%)	$119,308 (+121.55%) Land $9,393 Building $109,915
2023	$1,040.00	$8,078	$53,851 Land $5,950 Building $47,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGOMA WATER ASSOCIATION public/private · serves 6,879 people · EPA ID MS0580001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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