4145 W Eddy St, Chicago, IL 60641 Property Records

Cook County property record for 4145 W Eddy St, Chicago, IL 60641

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,276 sqft · built 1908
Lot Size0.101 acres (4,400 sqft)
OwnerTrust Name on File
Last Sale$458,000 (Oct 2018)
Tax Bill$6,709 (2023)
Deeds & MortgagesJun 2022 Transfer
Apr 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN13-22-407-002

Property Details

APN / Parcel Number

Primary APN13-22-407-002
Alternative APN
  • 13-22-407-002-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,276 sqft Living Area

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1910
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address4145 W EDDY ST
CityCHICAGO
StateIL
Zip60641-3928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Description(HAENTZE) & (SCHUHKNECHTS)(IRVING) PARK SUB OF LT 1 I N WARNERS SUB OF PT OF NE OF MILWAUKEE AVE SE SEC 22-40-13
Legal Range13E
Legal Township40N
Legal Section22
Legal SubdivisionHAENTZE & SCHUHKNECHTS IRVING
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1006
Census Tract161300

Owner

4145 W Eddy St is owner-occupied and held in a trust since May 2022.

Source: Cook County records, as of May 27, 2026

Owner of RecordTrust Name on File
Mailing Address4145 W EDDY ST, CHICAGO, IL 60641-3928
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Intrafamily Transfer, Transfer
DOMA
Apr 1, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Aug 29, 2019Deed of Trust, Mortgage
GUARANTEED RATE
Oct 2, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Aug 1, 2018Deed of Trust, Mortgage · Line of Credit
GOLD COAST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2018 · Amount on File
Deed SaleOct 2, 2018 · Amount on File
Deed Document Number201844079
Last Transfer DateMay 8, 2022
Transfer Doc0000034056
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateJun 28, 2022
Property Address4145 W EDDY ST, CHICAGO, IL 60641-3928
Document Number0017934056
Instrument DateMay 8, 2022
Instrument2217934056
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyDOMA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4145 W EDDY ST, CHICAGO, IL 60641-3928

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4145 W EDDY ST, CHICAGO, IL 60641-3928
Document Number2010639113
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedMay 4, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4145 W EDDY ST CHICAGO IL 606413928, CHICAGO, IL 60641-3928

Mortgage

Document Number2010639113
DateApr 15, 2020
Instrument10639113
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 14, 2050
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4145 W EDDY ST, CHICAGO, IL 60641-3928
Document Number1925308217
Instrument DateAug 29, 2019
Transaction TypeMortgage
Record UpdatedSep 18, 2019
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4145 W EDDY ST CHICAGO IL 606413928, CHICAGO, IL 60641-3928

Mortgage

Document Number1925308217
DateSep 10, 2019
Instrument25308217
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term360 Months
DueSep 9, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateOct 2, 2018
Property Address4145 W EDDY ST, CHICAGO, IL 60641-3928
Document Number1827544079
Instrument DateAug 27, 2018
Instrument27544079
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$458.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4145 W EDDY ST CHICAGO IL 606413928, CHICAGO, IL 60641-3928

Mortgage

Document Number1827544080
DateOct 2, 2018
Instrument27544080
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2048
Interest
Rate TypeFixed Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4145 W EDDY ST, CHICAGO, IL 60641-3928
Document Number1822157008
Instrument DateAug 1, 2018
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyBAIRD AND WARNER TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4145 W EDDY ST CHICAGO IL 606413928, CHICAGO, IL 60641-3928

Mortgage

Document Number1822157008
DateAug 9, 2018
Instrument22157008
Lender
NameGOLD COAST BK
TypeBank
AddressCHICAGO, IL 60610
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,000 Land $19,140 Building $20,860$400,000 Land $191,400 Building $208,600
2023$6,709.00 (+2.93%)
2022$6,518.00 Homeowner's exemption$35,000 Land $15,400 Building $19,600$350,000 Land $154,000 Building $196,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4145 W Eddy St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4145 W Eddy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Fiber
1,500 / 1,500
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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