4145 Spring Meadow Dr, Hamilton, MI 49419 Property Records

Allegan County property record for 4145 Spring Meadow Dr, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,321 sqft · built 2004
Lot Size	0.844 acres (36,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Nov 2023)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`18-450-013-00`

Property Details

APN / Parcel Number

Primary APN	`18-450-013-00`
Alternative APN	`03-18-450-013-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft
Basement Area	1,321 sqft
Unfinished Basement	1,321 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Wood
Lot Area	36,765 sqft (0.844 acres)
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4145 SPRING MEADOW DR
City	HAMILTON
State	MI
Zip	49419-9121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 LOW DE
Legal Description	UNIT 13 PARADISE LAKE ESTATES SEC 24 T4N R14W (04).
Legal Range	14W
Legal Township	04N
Legal Section	24
Legal Subdivision	PARADISE LAKE ESTATES
Legal Unit	13
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	2
Census Block	2031
Census Tract	30301

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Oct 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jul 29, 2013	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 5, 2009	Deed of Trust, Mortgage CHEMICAL BANK
Sep 17, 2009	Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK
Feb 2, 2009	Deed of Trust, Mortgage CHEMICAL BANK
Jul 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 14, 2016	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 9, 2008	Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK
Apr 12, 2006	Deed of Trust, Mortgage CHEMICAL BANK
Apr 17, 2007	Deed of Trust, Mortgage CHEMICAL BANK
Feb 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Dec 4, 2025	Intrafamily Transfer, Transfer
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Sep 15, 2004 · Amount on Record
Deed Document Number	202316851
Deed Book / Page	4902 / 694
Last Transfer Date	Feb 6, 2026
Transfer Doc	005110/555
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004577/436
Date	Feb 12, 2021
Book Page	4577/436

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004395/143
Date	Oct 25, 2019
Book Page	4395/143

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	GRANDVILLE, MI 49418

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 23, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004634/65
Date	Jun 18, 2021
Book Page	4634/65

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HOLLAND, MI 49423

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003760/896
Date	Jul 29, 2013
Book Page	3760/896

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2043

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003285/048
Date	Jan 5, 2009
Book Page	3285/048

Lender

Name	CHEMICAL BANK
Type	Bank
Address	CALEDONIA, MI 49316

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2039

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003361/439
Date	Sep 17, 2009
Book Page	3361/439

Lender

Name	CHEMICAL BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003291/634
Date	Feb 2, 2009
Book Page	3291/634

Lender

Name	CHEMICAL BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	CHIC HOL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004048/541
Date	Jul 20, 2016
Book Page	4048/541

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2046

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004076/299
Date	Oct 14, 2016
Book Page	4076/299

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2031

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003268/209
Date	Oct 9, 2008
Book Page	3268/209

Lender

Name	CHEMICAL BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002972/837
Date	Apr 12, 2006
Book Page	2972/837

Lender

Name	CHEMICAL BANK
Type	Bank
Address	501 W MAIN AVE, ZEELAND, MI 49464

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003110/287
Date	Apr 17, 2007
Book Page	3110/287

Lender

Name	CHEMICAL BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 12, 2026
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Document Number	005110/555
Book / Page	5110 / 555
Map Reference	LB 2194 PG 546
Instrument Date	Feb 6, 2026
Instrument	2026002175
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121

Mortgage

Document Number	0005110558
Date	Feb 12, 2026
Instrument	5110/558

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2051

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 4, 2025
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Document Number	005092/630
Book / Page	5092 / 630
Map Reference	LB 2194 PG 546
Instrument Date	Dec 4, 2025
Instrument	2025019498
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 16, 2023
Property Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121
Document Number	004902/694
Book / Page	4902 / 694
Map Reference	LB 2194 PG 546
Instrument Date	Nov 13, 2023
Instrument	2023016851
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4145 SPRING MEADOW DR, HAMILTON, MI 49419-9121

Mortgage

Document Number	2023016852
Date	Nov 16, 2023
Instrument	2023016852

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,800 (+1.76%) Land $32,300 Building $141,500	$347,600 (+1.76%) Land $64,600 Building $283,000
2025	$5,408.00 (+4.99%) Homeowner's exemption	$170,800 (+15.25%) Land $30,100 Building $140,700	$341,600 (+15.25%) Land $60,200 Building $281,400
2024	$5,151.00 (+99.26%)
2023		$148,200 Land $24,300 Building $123,900	$296,400 Land $48,600 Building $247,800
2022	$2,585.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20