Gloucester County property record for 4145 Park St, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,164 sqft · built 1974 |
| Lot Size | 1.14 acres (49,746 sqft) |
| Owner | Trust Name on File |
| Last Sale | $415,000 (May 2016) |
| Tax Bill | $4,246 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 18149 |
| Primary APN | 18149 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Living Area |
| 1st Floor Area | 850 sqft |
| Basement Area | 850 sqft |
| Unfinished Basement | 850 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 49,746 sqft (1.14 acres) |
| Garage Area | 864 sqft |
| Porch | Slab |
| Deck Area | 843 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4145 PARK ST |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | BRAYSHORE PARK LOT 13 SEVERN RIVER - NORTHWEST BRANCH |
| Legal Subdivision | PLAT: PB3 53 |
| Legal Lot Number | 13 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 100400 |
4145 Park St is owner-occupied and held in a trust since May 2016.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4145 PARK ST, HAYES, VA 23072-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2016 · Amount on File |
| Deed Sale | May 31, 2016 · Amount on File |
| Deed Document Number | 20162352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 4145 PARK ST, HAYES, VA 23072-4629 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0180001795 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 180001795 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2023 |
The 2026 property tax bill for 4145 Park St was $4,246, up 11.8% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,246.00 (+11.8%) | $716,030 (+17.63%) Land $315,630 Building $400,400 | $716,030 (+17.63%) Land $315,630 Building $400,400 |
| 2025 | $3,798.00 (+7.2%) | $608,730 (+1.86%) Land $275,260 Building $333,470 | $608,730 (+1.86%) Land $275,260 Building $333,470 |
| 2024 | $3,543.00 (+1.4%) | $597,600 (+1.4%) Land $275,260 Building $322,340 | $597,600 (+1.4%) Land $275,260 Building $322,340 |
| 2023 | $3,494.00 (-0.77%) | $589,340 (+23.02%) Land $275,260 Building $314,080 | $589,340 (+23.02%) Land $275,260 Building $314,080 |
| 2022 | $3,521.00 | $479,060 Land $229,400 Building $249,660 | $479,060 Land $229,400 Building $249,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4145 Park St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 252 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 252 in force |
| Nearby Flood Claims | 137 (1991–2025) |
| Claims Outside the SFHA | 3 of 137 |
| Most Recent Claim | Oct 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4145 Park St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVIEW MOBILE HOME PARK private · serves 189 people · EPA ID VA4073800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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