McCracken County property record for 4145 Oaks Rd, Paducah, KY 42003
| Property Type | Other |
|---|---|
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $46 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 130-00-00-004.02 |
| Primary APN | 130-00-00-004.02 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,604 sqft (1 acres) |
|---|
| Account Number | 133513 |
|---|---|
| Street Address | 4145 OAKS RD |
| City | PADUCAH |
| State | KY |
| Zip | 42003-9562 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | 24-18-25B 1.0008 AC OAKS RD TRACT II |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | ST. JOHNS-FREEMONT |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 31200 |
4145 Oaks Rd is owned by two individuals who acquired it in April 2022.
Source: McCracken County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4145 OAKS RD, PADUCAH, KY 42003-9562 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2022 |
| Transfer Doc | 0000653161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 4145 OAKS RD, PADUCAH, KY 42003-9562 |
| Document Number | 0000854183 |
| Book / Page | 1892 / 682 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 2026854183 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4145 OAKS RD, PADUCAH, KY 42003-9562 |
| Document Number | 0000854183, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 1892/682 |
| Instrument | 2026854183 |
| Name | VANDERBILT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 4145 Oaks Rd was $46 with a disabled person's exemption.
Source: McCracken County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Unified School District | McCracken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,300 (-) | $21,300 (-) | |
| 2025 | $46.00 Disabled Person's exemption | $21,300 | $21,300 |
| 2023 | Disabled Person's exemption | $13,800 | $13,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4145 Oaks Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 48 (1989–2025) |
| Claims Outside the SFHA | 6 of 48 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4145 Oaks Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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